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Schedule of Service Charges on Business Banking Accounts

 
  Details
 

Credit limit

< 25L

>= 25L upto 75L

>= 75L upto 2 Cr

>=2 Cr
1. Utilization lower than 20% of the limit or credit balance in account
  Charges for utilization < 20% or credit balance in account in the quarter Rs.4500 per quarter Rs.6000 per quarter Rs.7500 per quarter Rs.9000 per quarter
2. Statement of Accounts
  Statement and frequency Free Monthly Free Fortnightly Free Weekly Free Weekly
  Additional Statement of Accounts (collection from Branch)
  Daily Rs.3000/- p.a Rs.3000/- p.a Rs.1000/- p.a Rs.1000/- p.a
  Weekly Rs.500/- p.a. Rs.500/- p.a.    
  Fortnightly Rs.250/- p.a      
  Issue of Duplicate /Adhoc statements Rs.50/- per request Rs.50/- per request Rs.50/- per request Free
3. Cheque charges
  Cheque book issue (PAP) per month Free upto 100 cheque leaves, post that Rs.5 per PAP cheque leaf; Rs.2 per MICR cheque leaf Free upto 200 cheque leaves, post that Rs.2 per cheque Free upto 300 cheque leaves, post that Rs.2 per cheque Free upto 500 cheque leaves, post that Rs.2 per cheque
4. Remittances
  Demand Draft Free upto 25 instruments in a month, after which Rs.50 per draft Free upto 25 instruments in a month after which Rs.25 per draft Free upto 50 instruments in a month after which Rs.25 per draft Free and unlimited
  NEFT / RTGS - Through Branch Standard Charges : RTGS-Rs.25 per transaction upto Rs. 5L and Rs. 50 per transaction above that amount; NEFT- Rs. 5 per transaction upto Rs.1L and Rs. 25 per transaction above that Free upto sanction limit per month.Beyond free limit Standard charges apply Free unlimited Free unlimited
  NEFT / RTGS - Internet Banking Free Free Free Free
  Drawn on Another Bank (Non-ING Vysya Bank locations) Rs.2/1000 Rs.1.5/1000 Rs.1.5/1000 Free & unlimited
  Charges for PAP cheque payments - Intercity Clearing Free & unlimited Free & unlimited Free & unlimited Free & unlimited
  Intercity transfer of funds from one account to another account within ING Vysya Bank Re.1/1000 (Min Rs.25 per transaction) Free Free Free
5. Doorstep Banking
  Cash Delivery NA Rs. 150 for upto 2L ; above that Rs.25 per lakh 8 deliveries free per month ; beyond that Rs.150 per transaction Free once a day
  Cash Pickup NA Rs. 150 for upto 2L ; above that Rs.25 per lakh 8 pickups free per month (max 2Lac per pickup); beyond that Rs.150 for upto 2L ; above that Rs.25 per lakh Free once a day - upto 5L;above that Rs. 25 per lakh
  Check Pickup NA Rs.300 per month Free once a day Free once a day
6. Cash Transactions
  Cash Withdrawal - Base location Free & unlimited Free & unlimited Free & unlimited Free & unlimited
  Cash Withdrawal - ATM Free upto Rs.25000 per day Free upto Rs.25000 per day Free upto Rs.25000 per day Free upto Rs.25000 per day
  Cash Withdrawal - other ING Vysya Bank locations (Self) Free & unlimited Free & unlimited Free & unlimited Free & unlimited
  Cash Withdrawal - other ING Vysya Bank locations (Third Party) Limit of Rs 50000 per transaction per day Limit of Rs 50000 per transaction Limit of Rs 50000 per transaction Limit of Rs 50000 per transaction
  Cash Deposit - Base location(Self and third party combined limit) Free upto 10L per month ; beyond that charge of Rs.5/1000 Free upto 75L per month ; beyond that charge of Rs.2.5/1000 Free 2Cr per month ; beyond that charge of Rs.2/1000 Free 3Cr per month ; beyond that charge of Rs.2/1000
  Cash Deposit - other ING Vysya Bank locations (Self) Free upto Rs. 3L per month ; Beyond that charge of Rs.5/1000 Free upto 10L per month(not more than 1L per day);Beyond that charge of Rs.2.5/1000 Free upto 20L per month(not more than 1L per day);Beyond that charge of Rs.2/1000 Free upto 50L per month(not more than 1L per day);Beyond that charge of Rs.2/1000
  Cash Deposit - other ING Vysya Bank locations (Third Party) Rs. 5/1000 (s.t. min Rs. 50 ; max Rs.5000) ; limit of Rs 50000 per transaction Free upto Rs.10L ; above that Rs. 2.5/1000 (s.t. min Rs. 50 ; max Rs.5000) ; limit of Rs 50000 per transaction Free upto Rs. 20L ; above that Rs. 2/1000 (s.t. min Rs. 50 ; max Rs.5000) ; limit of Rs 1 L per transaction Free upto Rs.20L ; above that Rs. 2/1000 (s.t. min Rs. 50 ; max Rs.5000) ; limit of Rs 1 L per transaction
7. Cheque Collection Charges
7a. Local clearing and at all other ING Vysya Bank locations (networked branches) locations
  Local clearing Free Free Free Free
  Outstation cheque drawn on other ING Vysya Bank locations Free Free Free Free
7b. Outstation - non networked branches / non ING Vysya Bank locations
  Upto Rs.10000 Rs.50 Rs.50 Free Free
  Greater Rs.10000 upto Rs.100000 Rs.100 Rs.100 Free Free
  Greater than Rs.100000 Rs. 150 Rs. 150 Free Free
7c Stop Payment of cheque Rs.50 per cheque & Rs.100 per series Rs.50 per cheque & Rs.100 per series Free Free
8. Cheque return charges per instrument
  Cheques deposited by customers and returned unpaid - outstation(Returned to us) Rs.150/- per instrument Rs.50/- per instrument Rs.50/- per instrument Rs.50/- per instrument
  Cheques deposited by customers and returned unpaid - local(Returned to us) Rs.100/- per instrument Rs.50/- per instrument Rs.50/- per instrument Rs.50/- per instrument
  Cheque issued by customers and returned by us including Post dated cheques and IVBL cheques Rs. 250 Rs. 250 Rs. 250 Rs. 250
  ECS mandate returned to us Rs. 250 Rs. 250 Rs. 250 Rs. 250
9. ATM usage
  ING ATM's Free Free Free Free
  Other Bank ATM's Rs. 50 per withdrawal Rs. 20 per withdrawal Rs. 20 per withdrawal Rs. 20 per withdrawal
  International ATM's - Withdrawal USD 1.50 USD 1.50 USD 1.50 USD 1.50
  International ATM's - Enquiry USD 0.50 USD 0.50 USD 0.50 USD 0.50
  Issue of International Debit Card Rs. 100 Free Free Free
  Annual Maintenance Charges for Debit Card Rs.150 Free Free Free
  Issue of Duplicate Debit Card Rs.150 Rs.150 Free Free
10. Special Services
  Balance confirmation Free for current year ; Rs. 150 for older enquiry Free Free Free
  Signature verification Rs. 100 per attestation Rs. 50 per attestation Free Free
  EEFC account Free Free Free Free
  No due certificate Rs. 100 per certificate Rs. 50 per certificate Free Free
  No charges for Govt sponsored schemes No charges for Govt sponsored schemes No charges for Govt sponsored schemes No charges for Govt sponsored schemes
  Old record enquiry Free upto 6 months;Rs. 150 per enquiry for older records Free upto 6 months;Rs. 150 per enquiry for older records Free Free
  Solvency certificate 0.25 % of a lac with a minimum of Rs.1000/- 0.25 % of a lac with a minimum of Rs.1000/- Free Free
  Charges for changes in the operational instructions or noting change in the signature/name Free Free Free Free
  Fx check collection 0.25% (min of Rs.50) 0.25% (min of Rs.50) Free Free
  FIRC Free Free Free Free
  Folio charges Rs. 50 per 50 entries Nil Nil Nil
  Closure of account (SOD) In first year, Rs.1000 ; after that no charge In first year, Rs.2000 ; after that no charge In first year, Rs.2000 ; after that no charge In first year, Rs.2000 ; after that no charge
  SMS Alerts Rs.10/- per month (charged quarterly) Rs.10/- per month (charged quarterly) Rs.10/- per month (charged quarterly) Rs.10/- per month (charged quarterly)

Service Charges indicated above exclude applicable service tax, subject to change from time to time.
Bank reserves the right to change or discontinue some of the facilities.
Free facilities are available only against maintenance of quarterly average balance [or utilization in case of ODCC a/c]
Third party depositing cash of Rs.25,000/- and above under "Anywhere Banking" should produce letter as per Bank's format, from the a/c holder. The maximum cash that can be deposited in other ING Vysya Bank locations is Rs.100000 per day.
Services will be available subject to availability at the location.
    
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