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Home Loan
 
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Supporting Documents:


Documents required at the time of Application

  • Application form duly filled in along with the processing fee cheque.
  • One passport size photograph of the applicant/co-applicants/guarantor in addition to the photograph affixed to the application form and signed across.
  • Identification & Signature Proof: - Valid Passport/PAN Card/Photo Driving License /Photo Credit Card of a Scheduled Commercial Bank/Photo ID Card of Professional Councils, Government/PSU/Private Ltd., Companies/Banker's Verification/Photo Ration Card/Photo Election ID Card.
  • Proof of Residential Address Passport/Voter's ID Card/Driving License/Ration Card/Telephone Bill / Gas Bill / Power Bill / Rental Agreement/Insurance Premium Receipt.
  • Signature Verification certificate from the Bank on which PDC's will be given.
  • Proof of Date of Birth e.g., Birth Certificate/Passport/PAN Card/ Driving License/SSC Marks List/School leaving certificate/Insurance policy schedule.
  • Income Proof.
  • Min.3 months' pay slips starting with the Latest Pay Slip duly authenticated by the Employer (the above to clearly indicate the break up of Gross Earnings, Deductions and Net Salary).
  • Form No.16 with clear computation of income.
  • Bank statement for the last 3 months, which is not older than 28 days from the date of login. At least 3 Salary credits to be evidenced in the Bank Statement.
  • Bank Account Statements for all applicants for the last 3 months. 6 months in case of self employed businessmen & professionals. (From where PDCs will be issued).
  • Credit Card Statements of all applicants for the latest month.
  • Loan account statements of all other existing loans.


    A checklist of property documents required for legal Clearance will be called for, after the loan is approved in principle, and the property is selected.

     
    ING Vysya Bank Limited
    - Last updated 20/10/2008
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