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Application form duly filled in along with the processing fee cheque.
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One passport size photograph of the applicant/co-applicants/guarantor in
addition to the photograph affixed to the application form and signed across.
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Identification & Signature Proof: - Valid Passport/PAN Card/Photo Driving
License /Photo Credit Card of a Scheduled Commercial Bank/Photo ID Card of
Professional Councils, Government/PSU/Private Ltd., Companies/Banker's
Verification/Photo Ration Card/Photo Election ID Card. |
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Proof of Residential Address Passport/Voter's ID Card/Driving License/Ration
Card/Telephone Bill / Gas Bill / Power Bill / Rental Agreement/Insurance
Premium Receipt. |
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Signature Verification certificate from the Bank on which PDC's will be given.
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Proof of Date of Birth e.g., Birth Certificate/Passport/PAN Card/ Driving
License/SSC Marks List/School leaving certificate/Insurance policy schedule.
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Income Documents for Salaried Customers:
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Min.3 months' pay slips starting with the Latest Pay Slip duly authenticated by
the Employer (the above to clearly indicate the break up of Gross Earnings,
Deductions and Net Salary). |
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Form No.16 with clear computation of income. |
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Bank statement for the last 3 months, which is not older than 28 days from the
date of login. At least 3 Salary credits to be evidenced in the Bank Statement. |
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Bank Account Statements for all applicants for the last 3 months. 6 months in
case of self employed businessmen & professionals. (From where PDCs will be
issued). |
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Credit Card Statements of all applicants for the latest month. |
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Loan account statements of all other existing loans.
Any other document that may be required by the bank
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Income Documents for Self Employed Customers
A brief write-up on the profile of business covering the nature of business activity, number of years in business, products / services, infrastructure, number of employees, branch network, if any, suppliers, distribution, buyers/clients, performance highlights, future business plans and assets.
Income Tax Returns for the past 3 years duly certified by a Chartered Accountant and duly acknowledged by IT authorities.
Certified copies of Audited Balance Sheets and Profit & Loss account statements for the previous 3 completed financial years, wherever necessary.
IT Assessment Order for financial years for which assessment has been latest completed.
State Sales Tax /Central Sales Tax Registration No. or any other certificate for licensing business
Photocopies of Advance Tax payments.
SOA (Statements of Account) of the Salary / Business account for the last 6 months from where PDCs will be issued.
Any other document that may be required by the bank
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