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Application form duly filled in along with the processing fee cheque.
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One passport size photograph of the applicant/co-applicants/guarantor in addition to the photograph affixed to the application form and signed across. (half signature on the application and half on the photograph).
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Identification Proof - Valid Passport/PAN Card/Photo Driving License / Banker's Verification/Photo Ration Card/Photo Election ID Card. |
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Signature Proof: - Valid Passport/PAN Card/Photo Driving License / Banker's Verification |
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Proof of Residential Address - Passport/Voter's ID Card/Driving License/Ration Card/Telephone Bill / Gas Bill / Electricity Bill / Rental Agreement/Insurance Premium Receipt. |
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Signature Verification certificate from the Bank on which PDC's will be given.
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Proof of Date of Birth e.g., Birth Certificate/Passport/PAN Card/ Driving
License/SSC Marks List/School leaving certificate/Insurance policy schedule.
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Income Documents for Salaried Customers:
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o Min.3 months' pay slips starting with the Latest Pay Slip duly authenticated by
the Employer (the above to clearly indicate the break up of Gross Earnings,
Deductions and Net Salary). |
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o Form 16 with clear computation of income. |
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o Bank statement for the last 6 months, which is not older than 20 days from the date of login. At least 3 Salary credits to be evidenced in the Bank Statement. |
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o Loan Account Statements for all existing loans. |
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o Any other document that may be required by the bank. |
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Income documents for self employed customers. |
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o Income Tax Returns for the past 3 years duly certified by a Chartered Accountant and duly acknowledged by IT authorities. |
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o Certified copies of Audited Balance Sheets and Profit & Loss account statements for the previous 3 financial years |
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o States Sales Tax / Central sales Tax Registration No./SSI Certificate or any other certificate for business. |
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o Bank Account Statements for all applicants for the last 6 months. |
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o Loan Account Statements for all existing loans. |
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o Partnership Firm: Partnership Deed |
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o Private Limited Company: Articles and Memorandum of Association, Certificate of incorporation |
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Any other Document that might be required by the bank. |