| a. |
Should have attained the minimum age of 18 years at the time of application. The age should not be more than 60 years at the time of loan maturity. |
| b. |
Should have a valid Indian Passport with ECNR and wherever NRI is appearing in person for submitting the application the passport should have the entry visa. |
| c. |
Should be a Salaried NRI working in Management Cadre or above, in a Government/reputed Private/MNC company abroad and drawing a regular salary of not less than USD. 60,000 p.a. or UAE Dirhams 60,000 p.a. and should have already garnered a minimum work experience of 3 year overall (domestic + overseas experience). |
| d. |
Should be currently residing in any of the following approved countries: - |
| |
North America: - |
| |
U.S.A. |
| |
Canada |
|
Middle East: - |
| |
U A E (Dubai, Shajah, Abu Dhabi,) |
| |
Kingdom of Saudi Arabia (Riyadh, Jeddah, Damam) |
| |
Bahrain |
| |
Qatar-Doha |
| |
Muscat, Sultanate of Oman |
| |
Kuwait, Sultanate of Kuwait |
| |
Far East Asian Countries: - |
| |
Singapore, Malaysia, Hong Kong, Japan, China |
| |
Europe |
| |
U.K (England, Ireland, Scotland) Germany, France, Italy |
| |
Italy, Netherlands, Belgium |
| |
Australia |
| |
Australia |
| |
New Zealand. |
| e. |
Spouses and close relatives of Non-Residents, who are residents jointly with the non-resident Indian. There is no maximum age restriction for resident co applicants. |
