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Documents to be submitted at the time of applying for
Housing Loan
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Housing Loan Application form along with Annexure-VIII and CIF Form duly signed
by the Borrower.
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recent passport size photographs of the applicant and all co-applicants in
addition to the photograph affixed to the application form and signed across. -
one for Main Application Form and the other for the Annexure-VIII.
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Cheque towards processing fee drawn on his bank account abroad from
NRO/NRE/FCNR(B)/ a/c or from such accounts as may be permitted by RBI from time
to time.
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Citizenship and Travel Document
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For NRIs - Passport and Visa*
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For PIO - Copies of Foreign Passport and PIO Card).
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For NRIs residing in the USA - Social Security Card and Green Card, if any are
mandatory.
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Proof of Overseas Residential Address.
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Copy of his Overseas Bank Account Statement for the six months. (Statement
should not be older than 15 days at the time of receipt by the Bank) where
Salary is credited.
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Proof of continuity of employment for last 3 years.
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Appointment letters / employment contracts / Increment letters for current as
well as previous employment.
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Latest Work Permit.
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Photo ID and Signature verification issued by current employer.
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Min of 6 paystubs - recent salary slips / salary certificates specifying name,
date of joining designation and salary details. (They should not be older than
1 month at the time of receipt at the Bank) AND
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For merchant navy, copy of CDC (Continuous Discharge Certificate) required as
an additional document.
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Bank Account Statement for the last 6 Months bank statements from domestic
account (NRE / NRO/ FCNR / NRNR) which would evidence Loan repayments also.
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Authorisation to deduct monthly installments from NRE/NRO A/c.
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Loan Account Statements for last 12 months.
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Copies of the Site Plan and Floor plan with directions duly acknowledged by
NRI.
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Form No.60 in case of either the Purchaser or the Seller being a Non-Resident
Indian, not assessed to tax in India, such a Party would be required to file
Form 60 of the Income-Tax Rules.
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Original Power of Attorney in accordance with the norms laid down.
Documents from (1) to (11) should be self attested by the borrower and
duly certified by the POA Holder. Documents in Vernacular shall be attested by
the Consulate or Notary Public as is applicable
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