Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies.

Eligibility Criteria

• Minimum age of Applicant: 25 years
• Maximum age of Applicant at loan maturity: 60 years
• Minimum employment: Minimum 3 years in employment and minimum 1 year in the current organization
• Minimum Net Monthly Income: Rs. 40,000/- ( Rs. 4.8 Lac Annual Income)

(For ING Vysya Bank Salary Account Holders Minimum Net Monthly Income required is Rs. 25,000/-)

Documents required:

• Proof of Identity (Passport Copy/ Voters ID card/ Driving License)
• Address Proof (Ration card Tel/Elect. Bill/ Valid Rental agr. / Passport copy/Driving License)
• Bank Statements (latest 3 months bank statement )
• Last 3 months salary slip or current dated salary certificate with latest Form 16

Self employed (Professionals) include self - employed Doctors, Chartered Accountants.

Eligibility Criteria

• Minimum age of Applicant: 25 years for Chartered Accountants and 27 years for Doctors.
• Maximum age of Applicant at loan maturity: 65 years
• Years in profession: 3 to 5 years depending on profession
• Minimum Annual Income: Rs. 200000/- p.a.

Documents required:

• Proof of Identity (Passport Copy/ Voters ID card/ Driving License).
• Address Proof (Valid Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Driving License).
• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Qualification proof of the highest professional degree

Self Employed (Individuals) include self-employed - Sole proprietors, Partners of Partnership firms& Directors of closely held private ltd companies. Profile Manufacturing, Traders and Stockists.

Eligibility Criteria

• Minimum age of Applicant: 25 years
• Maximum age of Applicant at loan maturity: 65 years
• Years in business: Minimum of 3 years in current business and 5 years total business experience
• Minimum Annual Income: Rs. 400000 p.a.
• Minimum years of profitable operations (PAT): 2 years
• Financials: Audited financials Mandatory for the last 2 years.

Documents required:

• Proof of Identity (Passport Copy/ Voters ID card/ Driving License)
• Address Proof (Valid Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Driving License)
• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Proof of continuation (Trade License /Establishment /Sales Tax certificate)