|
|
|
|
|
 |
|
|
|
|
|
|
Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies.
Eligibility Criteria
- Minimum age of Applicant: 25 years
- Maximum age of Applicant at loan maturity: 60 years
- Minimum employment: Minimum 3 years in employment and minimum 1 year in the current organization
- Minimum Net Monthly Income: Rs. 40,000/- ( Rs. 4.8 Lac Annual Income)
(For ING Vysya Bank Salary Account Holders Minimum Net Monthly Income required is Rs. 25,000/-)
Documents required:
- Proof of Identity (Passport Copy/ Voters ID card/ Driving License)
- Address Proof (Ration card Tel/Elect. Bill/ Valid Rental agr. / Passport copy/Driving License)
- Bank Statements (latest 3 months bank statement )
- Last 3 months salary slip or current dated salary certificate with latest Form 16
|
|
Self Employed Professionals |
|
|
Self employed (Professionals) include self - employed Doctors, Chartered Accountants.
Eligibility Criteria
- Minimum age of Applicant: 25 years for Chartered Accountants and 27 years for Doctors.
- Maximum age of Applicant at loan maturity: 65 years
- Years in profession: 3 to 5 years depending on profession
- Minimum Annual Income: Rs. 200000/- p.a.
Documents required:
- Proof of Identity (Passport Copy/ Voters ID card/ Driving License).
- Address Proof (Valid Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Driving License).
- Bank Statements(latest 6 months bank statement /passbook)
- Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
- Qualification proof of the highest professional degree
|
|
Self Employed Non Professionals |
|
|
Self Employed (Individuals) include self-employed - Sole proprietors, Partners of Partnership firms& Directors of closely held private ltd companies. Profile Manufacturing, Traders and Stockists.
Eligibility Criteria
- Minimum age of Applicant: 25 years
- Maximum age of Applicant at loan maturity: 65 years
- Years in business: Minimum of 3 years in current business and 5 years total business experience
- Minimum Annual Income: Rs. 400000 p.a.
- Minimum years of profitable operations (PAT): 2 years
- Financials: Audited financials Mandatory for the last 2 years.
Documents required:
- Proof of Identity (Passport Copy/ Voters ID card/ Driving License)
- Address Proof (Valid Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Driving License)
- Bank Statements(latest 6 months bank statement /passbook)
- Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
- Proof of continuation (Trade License /Establishment /Sales Tax certificate)
|
| top^ |
|
| |
|
|
|
|
|