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Personal Loan
 
  Features and Benefits     Eligible Customers     Loan Eligibility and Documentation     Schemes/Programs     Apply Now  
 
A dream vacation? | Daughter's wedding? | Renovation of House?
 
Salaried Individuals
 
Eligibility criteria
 
  • Minimum age of Applicant: 23 years
  • Minimum one Year’s Experience in the current job or total of 3 year’s overall experience
  • Minimum Gross Annual Income of Rs 100,000

    Documents required

     
  • Latest passport size photograph
  • Latest 2 months salary slip
  • Appointment letter/s or Form 16 as proof of experience
  • Proof of Age and Identity* (Passport Copy/ Voters ID card/ Driving License/Pan card) *ID proof /signature verification to be done by Banker if the none of the above is available Address Proof (Ration card/ Tel/elect. Bill/ Rental agr. / Passport copy/Driving License etc) Latest 6 months bank statement with Salary Credits
     
    Self employed professionals and Non Professionals


    Eligibility criteria
     
  • Minimum age of Applicant: 23 years and 25 years for Non Professionals
  • Minimum three years' experience in their current business
  • Minimum Gross Annual Income of Rs 100000

    Documents required
     
  • Latest passport size photograph
  • Latest 2 years ITR with computation of Income, CA certified P& L , Balance Sheet
  • Firm’s/Company’s Financials, Board Resloution, Partnership deed, copy of MOA and AOA wherever applicable
  • Proof of Business- ITRs/ License under Shops and Establishment Act/ Sales Tax Receipt/Import Export Code from RBI
  • Proof of Age and Identity* (Passport Copy/ Voters ID card/ Driving License/Pan card)
  • *ID proof /signature verification to be done by Banker if the none of the above is available
  • Address Proof (Ration card/ Tel/elect. Bill/ Rental agr. / Passport copy/Driving License etc)
  • Latest 6 months bank statement
     
    Eligible loan amount
     
    Salaried   Self Employed Professionals   Self Employed Non Professionals
     
    Occupation  : 
    Income per month  : 
    Any EMI commitments  : 
    Tenor  :   
    Eligible Loan Amount  : 


    Disclaimer

    These are indicative numbers only, your actual EMIs/Loan amount may change depending on the proof / documentation you provide.
     
    ING Vysya Bank Limited
    - Last updated 20/10/2008
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