|
|
*Quarterly Average Balance (QAB) Requirement
|
Rs.10,000
|
Rs.25,000
|
Rs.50,000
|
Rs.1,00,000
|
|
|
Service charges for Non maintenance of QAB
|
Rs. 750 per quarter
|
Rs.1000 per quarter
|
Rs.1500 per quarter
|
Rs.4000 per quarter
|
|
1
|
Statement of Accounts
|
Free once in a month(physical/email)
|
Free once in a month(physical/email)
|
Free once in a month(physical/email)
|
Free once in a month(physical/email)
|
|
2
|
Additional statement of accounts
|
Daily - Rs.750 p.a
Weekly Rs.400 p.a.
Fortnightly - Rs.200 p.a
(Plus postage charge Rs.5 by mail, Rs.10 by courier, per statement, if not
collected in person)
|
Daily - Rs.750 p.a
Weekly Rs.400 p.a.
Fortnightly - Rs.200 p.a
(Plus postage charge Rs.5 by mail, Rs.10 by courier, per statement, if not
collected in person)
|
Daily - Rs.750 p.a
Weekly Rs.400 p.a.
Fortnightly - Rs.200 p.a
(Plus postage charge Rs.5 by mail, Rs.10 by courier, per statement, if not
collected in person)
|
Daily - Rs.750 p.a
Weekly Rs.400 p.a.
Fortnightly - Rs.200 p.a
(Plus postage charge Rs.5 by mail, Rs.10 by courier, per statement, if not
collected in person)
|
|
3
|
Issue of Duplicate /Adhoc statements
|
Rs. 100 per request
|
Rs.100 per request
|
Rs.100 per request
|
Rs.100 per request
|
|
4
|
Cheque book issues
|
|
|
|
|
|
MICR OR Payable at Par (PAP) Cheques
|
Rs. 2.50 per cheque leaf for MICR ; Rs.5.00 for PAP
|
100 cheque leaves free per month; post which the same charges as applicable to GCA would apply
|
100 cheque leaves free per month; post which the same charges as applicable to GCA would apply
|
300 cheque leaves free p.m., post that Rs.2.50 per leaf
|
|
5
|
ATM usage
|
|
|
|
|
|
ING ATMs
|
Free
|
Free
|
Free
|
Free
|
|
Daily withdrawl limit on ING ATMs
|
Rs.50000
|
Rs.75000
|
Rs.100000
|
Rs.100000
|
|
Other Bank ATMs
|
Free-5 Transactions (Financial & Non-Financial) per month.
Above 5 transactions:
a)Rs.8.50/- (excluding service tax) for non- financial transaction. b) Rs.20/- (including service tax) for financial transaction.
|
Free-5 Transactions (Financial & Non-Financial) per month.
Above 5 transactions:
a)Rs.8.50/- (excluding service tax) for non- financial transaction. b) Rs.20/- (including service tax) for financial transaction |
Free-5 Transactions (Financial & Non-Financial) per month.
Above 5 transactions:
a)Rs.8.50/- (excluding service tax) for non- financial transaction. b) Rs.20/- (including service tax) for financial transaction. |
Free-5 Transactions (Financial & Non-Financial) per month.
Above 5 transactions:
a)Rs.8.50/- (excluding service tax) for non- financial transaction. b) Rs.20/- (including service tax) for financial transaction. |
|
International Cirrus ATMs
|
USD 2.50 per withdrawal
USD 2.50 per enquiry
|
USD 2.50 per withdrawal
USD 2.50 per enquiry
|
USD 2.50 per withdrawal
USD 2.50 per enquiry
|
USD 2.50 per withdrawal
USD 2.50 per enquiry
|
|
International Debit Card
|
Issuance Rs. 100 (recovered upfront)
Annual maintenance charges Rs. 150 (inclusive of service tax)
(After one year in the month in which it is issued)
|
Rs. 150/-
Annual maintenance charges Rs. 150/- (inclusive of service tax)
(After one year in the month in which it is issued)
|
Rs. 150/-
Annual maintenance charges Rs. 150 (inclusive of service tax)
(After one year in the month in which it is issued)
|
Rs. 150/-
Annual maintenance charges Rs. 150 (inclusive of service tax)
(After one year in the month in which it is issued)
|
|
Charges for re-generation of Debit Card PIN sent through Courier
|
Rs.50/-
|
Rs.50/-
|
Rs.50/-
|
Rs.50/-
|
|
6
|
Standing Instructions
|
|
|
|
|
|
|
1.Transfer from one account to another
account within ING
|
Free
|
Free
|
Free
|
Free
|
|
|
2.External payments (Including NRO/NRE
accounts of individuals)
|
Set up-Rs.150
Amendment-Rs.25
Execution - Rs. 25 per execution + remittance charge + courier/postage
|
Set up-Rs.150
Amendment-Rs.25
Execution-Rs.25 per execution + remittance charge + courier/postage
|
Set up-Rs.150
Amendment-Rs.25
Execution-Rs.25 per execution + remittance charge + courier/postage
|
Set up-Rs.150
Amendment-Rs.25
execution-Rs.25 per execution + remittance charge + courier/postage
|
|
7
|
Closure of Accounts
Closed Within 1 year
Closed after 1 year to 2 year
|
Rs.500
Rs.250
|
Rs.1000
Rs.500
|
Rs.1000
Rs.500
|
Rs.1000
Rs.500
|
|
8
|
Transaction charges
|
Rs. 3 per entry
(Subject to min of Rs.100 per quarter)
|
Free
|
Free
|
Free
|
|
9
|
Stop Payment of cheque /ECS
|
Rs.100 per cheque/ECS & Rs.200 per series
|
Rs.100 per cheque/ECS & Rs.200 per series
|
Rs.100 per cheque/ECS & Rs.200 per series |
Rs.100 per cheque/ECS & Rs.200 per series |
|
10
|
Cheque Pick-up Facility*
|
NA
|
Free once a day
|
Free once a day |
Free once a day |
|
11
|
SMS Alerts |
Rs 10/- per month (charged quarterly)
|
Rs 10/- per month (charged quarterly)
|
Free |
Free |
|
1
|
Demand Draft / Pay Order
|
Up to Rs.50000/- Rs.2.50 per Rs.1000/- min
Rs.50/- Rs.50001/- to Rs.2 lakhs Rs.2.00 per
Rs.1000/- min Rs.125/- Beyond Rs.2 lakhs
Rs.1.00 per Rs.1000/- min Rs.400/- (Max Rs.6000/-)
|
Free within the overall limit of Rs. 25 lakhs per month for Demand Draft / Pay Order / RTGS / NEFT.
Above Rs. 25 lakhs per month charges are - Up to Rs.50000/- Rs.2.50 per Rs.1000/- min
Rs.50/- Rs.50001/- to Rs.2 lakhs Rs.2.00 per
Rs.1000/- min Rs.125/- Beyond Rs.2 lakhs
Rs.1.00 per Rs.1000/- min Rs.400/- (Max Rs.6000/-)
|
Free within the overall limit of Rs. 50 lakhs per month for Demand Draft / Pay Order / RTGS / NEFT.
Above Rs. 50 lakhs per month charges are - Up to Rs.50000/- Rs.2.50 per Rs.1000/- min
Rs.50/- Rs.50001/- to Rs.2 lakhs Rs.2.00 per
Rs.1000/- min Rs.125/- Beyond Rs.2 lakhs
Rs.1.00 per Rs.1000/- min Rs.400/- (Max Rs.6000/-)
|
Free within the overall limit of Rs. 2Cr per month for Demand Draft / Pay Order / RTGS / NEFT.
Above Rs. 2Cr per month charges are - Up to Rs.50000/- Rs.2.50 per Rs.1000/- min
Rs.50/- Rs.50001/- to Rs.2 lakhs Rs.2.00 per
Rs.1000/- min Rs.125/- Beyond Rs.2 lakhs
Rs.1.00 per Rs.1000/- min Rs.400/- (Max Rs.6000/-)
|
|
2
|
Charges for PAP cheque payments - Intercity Clearing
|
Nil
|
Nil
|
Nil
|
Nil
|
|
3
|
(a) Cash Deposit at Home City Branch (Free Limit / Charges per 1000 beyond free limit)
|
Rs.1 lakh p.m. + Rs.4/- per 1000 (app from 1st Jan 2009)
|
Rs.2.5 lakhs p.m. + Rs.3.5/- per 1000 (app from 1st Jan 2009)
|
Rs.7.5 lakhs p.m. + Rs.3/- per 1000 (app from 1st Jan 2009)
|
Rs.15 lakhs p.m. + Rs.2.5/- per 1000 (app from 1st Jan 2009)
|
|
|
(b) Cash Deposit at Non-Home City Branch (Charges per 1000)
|
Rs.4.5/- (app from 1st Jan 2009)
|
Rs.4/- (app from 1st Jan 2009)
|
Rs.3.5/- (app from 1st Jan 2009)
|
Rs.3/- (app from 1st Jan 2009)
|
|
|
(c) All third party deposits with prescribed letter from a/c holder
|
Charges same as Self (as mentioned above)
|
Charges same as Self (as mentioned above)
|
Charges same as Self (as mentioned above)
|
Charges same as Self (as mentioned above)
|
|
4
|
Charges for RTGS/NEFT
|
RTGS - Above Rs 2 lakh to Rs 5 lakh- Rs 25/- per transaction
Above Rs 5 lakh- Rs 50/- per transaction
NEFT Outward -
Upto Rs.10000/- - Rs.2.50/-
From Rs.10000/- to
Rs.1lakh - Rs.5/- per transaction
Above Rs.1 lakh upto Rs.2 lakh - Rs.15/- per transaction
Above Rs.2 lakh- Rs.25/- per transaction
|
RTGS - Above Rs 2 lakh to Rs 5 lakh- Rs 25/- per transaction
Above Rs 5 lakh- Rs 50/- per transaction
NEFT Outward -
Upto Rs.10000/- - Rs.2.50/-
From Rs.10000/- to Rs.1lakh - Rs.5/- per transaction
Above Rs.1 lakh upto Rs.2 lakh - Rs.15/- per transaction
Above Rs.2 lakh- Rs.25/- per transaction
|
RTGS - Above Rs 2 lakh to Rs 5 lakh- Rs 25/- per transaction
Above Rs 5 lakh- Rs 50/- per transaction
NEFT Outward -
Upto Rs.10000/- - Rs.2.50/-
From Rs.10000/- to Rs.1lakh - Rs.5/- per transaction
Above Rs.1 lakh upto Rs.2 lakh - Rs.15/- per transaction
Above Rs.2 lakh- Rs.25/- per transaction
|
RTGS - Above Rs 2 lakh to Rs 5 lakh- Rs 25/- per transaction
Above Rs 5 lakh- Rs 50/- per transaction
NEFT Outward -
Upto Rs.10000/- - Rs.2.50/-
From Rs.10000/- to Rs.1lakh - Rs.5/- per transaction
Above Rs.1 lakh upto Rs.2 lakh - Rs.15/- per transaction
Above Rs.2 lakh- Rs.25/- per transaction
|
|
5
|
Inter city transfer of funds from one account to another account within ING
Vysya Bank
|
Re.1/- per 1000/- Minimum Rs.25/- per transaction.
|
Free
|
Free
|
Free
|
|
1
|
Outward
|
|
|
a. Local Clearing cheques
|
Free
|
Free
|
Free
|
Free
|
|
|
b. Outstation cheques drawn on ING locations
|
Free
|
Free
|
Free
|
Free
|
|
|
Outstation cheques drawn on non ING locations
|
Upto and including Rs 5,000/- - Rs. 25 /-
Above Rs 5,000/- and up to Rs 10,000/- - Rs. 50/-,
Above Rs 10,000/- and up to Rs 1,00,000/- - Rs. 100/-
Above Rs 1,00,000/- -Rs. 150/-
|
Upto and including Rs 5,000/- - Rs. 25 /-
Above Rs 5,000/- and up to Rs 10,000/- - Rs. 50/-,
Above Rs 10,000/- and up to Rs 1,00,000/- - Rs. 100/-
Above Rs 1,00,000/- -Rs. 150/-
|
Upto and including Rs 5,000/- - Rs. 25 /-
Above Rs 5,000/- and up to Rs 10,000/- - Rs. 50/-,
Above Rs 10,000/- and up to Rs 1,00,000/- - Rs. 100/-
Above Rs 1,00,000/- -Rs. 150/-
|
Upto and including Rs 5,000/- - Rs. 25 /-
Above Rs 5,000/- and up to Rs 10,000/- - Rs. 50/-,
Above Rs 10,000/- and up to Rs 1,00,000/- - Rs. 100/-
Above Rs 1,00,000/- -Rs. 150/-
|
|
2
|
Inward
|
|
|
a.Cheques received from other banks for payment (LBCs)-Local
|
Free
|
Free
|
Free
|
Free
|
|
|
b.Cheques received from other banks for payment (LBCs)-outstation
|
Free
|
Free
|
Free
|
Free
|
|
1
|
Cheques deposited by customers and returned unpaid - outstation
|
Rs.50 + other bank charges + postage
|
Rs.50 + other bank charges
|
Rs.50 + other bank charges
|
Rs.50 + other bank charges + postage
|
|
2
|
Cheques deposited by customers and returned unpaid - local
|
Rs.100 per instrument
|
Rs.100 per instrument
|
Rs.100 per instrument
|
Rs.100 per instrument
|
|
3
|
Cheque issued by customers and "returned by us" including
(a) ECS mandate
(b) Post dated cheques (PDCs) issued for repayment of loans with ING
Ltd.
(c) IVBL cheques presented for transfer to other IVBL customer a/cs in
the same city or other city.
|
Rs.250 per instrument for insufficiency of funds.
NIL for technical reason.
|
Rs.250 per instrument for insufficiency of funds.
NIL for technical reason.
|
Rs.250 per instrument for insufficiency of funds.
NIL for technical reason.
|
Rs.250 per instrument for insufficiency of funds.
NIL for technical reason.
|
|
1
|
Balance confirmation(One free per financial year)
|
Rs. 50
|
Rs. 50
|
Rs. 50
|
Rs. 50
|
|
2
|
Signature verification
|
Rs. 25
|
Rs. 25
|
Rs. 25
|
Rs. 25
|
|
3
|
No due certificate
|
Rs.25
|
Rs.25
|
Rs.25
|
Rs.25
|
|
4
|
Old record Enquiry
|
Rs.100 for each enquiry of more than one year old from the date of request
|
Rs.100 for each enquiry of more than one year old from the date of request
|
Rs.100 for each enquiry of more than one year old from the date of request
|
Rs.100 for each enquiry of more than one year old from the date of request
|
|
5
|
Charges for changes in the operational instructions or noting change in the
signature/name
|
Rs.250 per change
|
Rs.250 per change
|
Free
|
Free
|
|
6
|
ECS Mandate Verification
|
Rs.50/-
|
Rs.50/-
|
Rs.50/-
|
Rs.50/-
|
|
7
|
Charges for Direct Debit Returns
|
Rs.200/- per debit return
|
Rs.200/- per debit return
|
Rs.200/- per debit return
|
Rs.200/- per debit return
|
|
8
|
CIC Report Charges |
|
|
|
|
|
|
Consumer |
|
|
|
|
|
|
CIR
|
Rs.200/- + Applicable Taxes |
Rs.200/- + Applicable Taxes |
Rs.200/- + Applicable Taxes |
Rs.200/- + Applicable Taxes |
|
|
CIR + Credit Scores
|
Rs.550/- + Applicable Taxes |
Rs.550/- + Applicable Taxes |
Rs.550/- + Applicable Taxes |
Rs.550/- + Applicable Taxes |
|
|
Commercial |
|
|
|
|
|
|
CIR
|
Rs.1000/- + Applicable Taxes |
Rs.1000/- + Applicable Taxes |
Rs.1000/- + Applicable Taxes |
Rs.1000/- + Applicable Taxes |