Tenor based Rate of Interest – Higher interest can be earned on longer period of deposits.

Premature withdrawal is allowed at a nominal penalty of 1% on the applicable rate.

Option to place deposits in multiples of Rs.1000 as units under Vysunits , enabling withdrawal as per need, in multiples of Rs.1000.

Option to draw interest by way of DD / PO / Credit to own SB account with ING Vysya Bank, Monthly (at a discount) or Quarterly, as per choice.

Loans upto 95% of the deposit would be available at 2% above the underlying interest rate on Fixed Deposit.

Nomination facility is available.

Free transfer of deposit between branches is available.

Automatic renewals on maturity.

Option of quarterly interest or monthly interest payment is available on these deposits.