Tenor based Rate of Interest – Higher interest can be earned on longer period of deposits.

Premature withdrawal is allowed at a nominal penalty of 1% on the applicable rate.

Option to place deposits in multiples of Rs.1000 as units under Vysunits , enabling withdrawal as per need, in multiples of Rs.1000.

Option to draw interest by way of DD / PO / Credit to own SB account with ING Vysya Bank, Monthly (at a discount) or Quarterly, as per choice.

Loans upto 95% of the deposit would be available at 2% above the underlying interest rate on Fixed Deposit.

Nomination facility is available.

Free transfer of deposit between branches is available.

Automatic renewals on maturity.