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F.LOANS - Processing Fee

  1. Charges are on the sanctioned amount and should be collected annually on renewal / enhancement and also at the time of fresh sanction.
  2. If the sanction letter/ product features specify charges different from the one listed below, the charges as per sanction letter will be applicable.
  3. No distinction has been made between loans where refinance can be obtained or not.
  4. No processing fees will be collected for loans against our bank's term deposits, advances under National Schemes such as IRDP, DIR, Self Employment Scheme and other Government sponsored schemes.

Details

Slab

Charges

Agricultural Loans

  • Up to Rs. 25,000 

  • Above Rs. 25,000 but less than Rs. 2 lakhs  

  • Above Rs. 2 lakhs

  • Nil 

    • Rs. 100/- per loan   

       

    • 0.20 % on the sanctioned amount

Other Loans

  • Up to Rs. 25,000  

  • Above Rs. 25,000 but less than Rs. 2 lakhs  

  • Above Rs. 2 lakhs

  • Nil  

  • Rs. 250/- per loan

     

  • 0.25 % subject to a maximum of Rs. 1 lakh for fresh loans

  • 0.10 % subject to a maximum of Rs. 25,000/- for renewals/enhancements

Non fund based facilities

  • Up to Rs. 25,000  

  • Above Rs. 25,000 but less than Rs. 2 lakhs  

  • Above Rs. 2 lakhs

  • Nil  

  • Rs. 250/- per facility  

     

     

  • 0.25 % subject to a maximum of Rs. 75,000/- for fresh facilities

  • 0.10 % subject to a maximum of Rs. 25,000 for renewals / enhancements.

Home Loan Account Scheme

 

  • 1 % of the loan applied to be collected at the time of submission of the loan application

 
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