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Jiyo Easy
NRI Home Loan
 
  About the Product     Features & Benefits     Eligibility     List of Documents     FAQ's     Service Charges  
 
List of Documents:


Documents required at the time of application by NRI / PIO Customers

  • Annexure-VIII and CIF Form along with Application Form duly signed by the Borrower
  • 2 recent passport size photographs of the applicant and all co-applicants in addition to the photograph affixed to the application form and signed across. - one for Main Application Form and the other for the Annexure-VIII.
  • Cheque towards processing fee drawn on his bank account abroad from NRO/NRE/FCNR(B)/ a/c or from such accounts as may be permitted by RBI from time to time.
  • Citizenship and Travel Document
    o  For NRIs - Passport and Visa*
    o  For PIO - Copies of Foreign Passport and PIO Card).
    o  For NRIs residing in the USA - Social Security Card and Green Card, if any are mandatory.
  • Proof of Overseas Residential Address.
  • Copy of his Overseas Bank Account Statement for the six months. (Statement should not be older than 15 days at the time of receipt by the Bank) where Salary is credited.
  • Proof of continuity of employment for last 3 years.
  • Copy of his Overseas Bank Account Statement for the six months. (Statement should not be older than 15 days at the time of receipt by the Bank) where Salary is credited.
  • Proof of continuity of employment for last 3 years.
  • Appointment letters / employment contracts / Increment letters for current as well as previous employment.
  • Latest Work Permit.
  • Photo ID and Signature verification issued by current employer.
  • Min of 6 pay stubs - recent salary slips / salary certificates specifying name, date of joining designation and salary details. (They should not be older than 1 month at the time of receipt at the Bank) AND
  • For merchant navy, copy of CDC (Continuous Discharge Certificate) required as an additional document.
  • Bank Account Statement for the last 6 Months bank statements from domestic account (NRE/ NRO/ FCNR / NRNR) which would evidence Loan repayments also.
  • Authorization to deduct monthly installments from NRE/NRO A/c.
  • Loan Account Statements for last 12 months.
  • Copies of the Site Plan and Floor plan with directions duly acknowledged by NRI.
  • Form No.60 in case of either the Purchaser or the Seller being a Non-Resident Indian, not assessed to tax in India, such a Party would be required to file Form 60 of the Income-Tax Rules.
  • Original Power of Attorney in accordance with the norms laid down.
  • Copy of the Credit Bureau report from the country of residence to be furnished for the NRI
  • Any other document that may be required by the bank

    Documents from (1) to (11) should be self attested by the borrower and duly certified by the POA Holder. Documents in Vernacular shall be attested by the Consulate or Notary Public as is applicable
    Sample application form can be download here, along with the annexure.
     
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