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Protected Disclosure Scheme


For the information of our esteemed customers & other members of the public.

All our esteemed customers & the members of the general public are hereby informed that the Bank has formulated the "Operating Guidelines" under the "Protected Disclosures Scheme". Accordingly, the customers & others are advised to lodge their complaints, if any, with:

The Chief General Manager,
Reserve Bank of India,
Department of Banking Supervision,
Fraud monitoring Cell,
Third Floor,
World trade Centre –I,
Cuffe Parade,
Mumbai -400 025.


Whenever they come across any instance of corruption, misuse of office, criminal offences, suspected / actual fraud, failure to comply with the existing rules & regulations and acts of grave / gross misconduct resulting in financial loss / operational risk, loss of reputation etc., or acts that are detrimental to the depositors' interest or public interest or any questionable business practice.

While lodging the complaint, the following need to be taken into account:

 
  • Anonymous / pseudonymous complaints will not be considered by the RBI.
  • The envelope containing the complaint needs to be superscribed "complaint under the Protected Disclosures Scheme for Banks".
  • The complaint can also be sent to the specific e-mail ID of RBI at dbspd@rbi.org.in
  • The full details of the complainant including his address need to be given in the complaint.
  • The complainant should also make effort, if possible, to resolve the issue through internal channels in order to avoid making the complaint.
  • The details of the complaint should be specific & verifiable.
  • RBI assures that the identity of the complainant would be protected against any reprisal.
  • No acknowledgement would be issued by the RBI for having received the complaint.
  • After enquiring into the complaint, RBI would initiate suitable action, which RBI would intimate to the complainant.
  • RBI shall be at liberty to initiate suitable action against the complainant, in case the complaint is motivated or vexatious.

    The System evolved is complementary to the existing whistle blower procedures.
     
    ING Vysya Bank Limited
    - Last updated 20/10/2008
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