Funds transferred by you / received by you can be used on the same day –
     Enjoy intra day credit / liquidity.

Reduced operational risk of fraud and loss of cheque.

Eliminates problem of delay on payments.

No more the anxious wait for a week or a fortnight, wondering if the instrument
     reached safely and was duly realized.

Debtor will no longer be able to enjoy the kind of "float" he did by giving an
     outstation cheque.

will not be able to fob off with a cheque and then give "stop payment" instructions to his bank.

No courier / postal charges.

You will be surprised to know RTGS Charges are lesser than DD/PO Commission.