|
|
*Quarterly Average Balance (QAB) Requirement |
Rs.5000/- |
Zero |
Zero
|
Minimum Balance Rs.500/- |
Zero
|
| 1 |
Annual Maintenance Charge to be collected upfront every year |
|
|
|
|
Rs.1000/-per annum |
| 2 |
Quarterly service charges for Non maintenance of QAB |
Rs.600/- |
Zero |
NA |
Rs.150/- |
NIL |
| 1 |
Statement of Accounts |
QAB maintained- free quarterly
QAB not maintained -free yearly |
Free-Quarterly |
QAB maintained- free quarterly
QAB not maintained -free yearly |
Free-Annual |
Free Quarterly
|
| 2 |
Additional statement of accounts |
Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per statement
,if not collected in person) |
Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per statement
,if not collected in person) |
Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per
statement ,if not collected in person)
|
Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per statement
,if not collected in person) |
Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per statement
,if not collected in person) |
| 3 |
Issue of Duplicate /Adhoc statements |
Rs.50/- per request |
Rs.50/- per request |
Rs.50/- per request |
Rs.50/- per request |
Rs.50/- per request |
| 4 |
Cheque book issues |
Free
PAP Cheques - Free |
Free
PAP Cheques : Rs.2.00 per cheque leaf. |
Free including PAP
|
Free
PAP Cheques : Rs.2.00 per cheque leaf. |
Free
PAP Cheques : Rs.2.00 per cheque leaf.
|
| 5 |
ATM usage |
|
|
|
|
|
| INGVYSYA Bank ATMs |
Free |
Free |
Free |
Free |
Free
|
| *Other Bank ATM' s |
Free only where QAB is maintained. Where QAB is not maintained, all transactions are charged at Rs. 45/- per cash withdrawal and Rs. 15/- per enquiry. |
6 free ATM transactions at Cirrus/Cashnet ATM’s per month -
Rs. 45/- per cash withdrawal.
Rs.15/- per ATM enquiry. |
Free and Unlimited
|
30 transactions free on HDFC/Corpbank
Above 30 txns, Cash Withdrawals - Rs.45/- per withdrawal Balance
inquiry Rs15/- per enquiry |
4 Free transactions on other Bank
ATM' s per month.
|
| International Cirrus ATMs |
USD 1.50 per withdrawal
USD 0.50 per enquiry |
USD 1.50 per withdrawal
USD 0.50 per enquiry |
"USD 1.50 per withdrawal
USD 0.50 per enquiry"
|
USD 1.50 per withdrawal
USD 0.50 per enquiry |
USD 1.50 per withdrawal
USD 0.50 per enquiry |
| Issue of International Debit Card and Annual maintenance charges
|
First Year : Free
Renewal Fee : Rs 150 /- per annum*
Reissue: Rs. 150/- per request
|
First Year : Free
Renewal Fee : No Charge
Reissue: Rs. 150/- per request
|
Issue : Free
Renewal Fee :No charge
Reissue: Rs. 150/- per request
|
First Year : Free
Renewal Fee : No charge
Reissue: Rs. 150/- per request |
First Year : Free
Renewal Fee : Rs 150 /- per annum inclusive of all taxes
Reissue: Rs. 150/- per request
|
| 6 |
Standing Instructions |
|
|
|
|
|
|
|
1. Transfer from one account to another account within profile network(Intercity) |
Set Up - Free
Execution - Free |
Set Up - Free
Execution - Free |
Set Up - Free
Execution - Free |
Set Up - Free
Execution - Free |
Set Up - Free
Execution - Free |
|
|
2. External payments |
Set up - Rs.100/-
Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges(Applicable
beyond free limit) +Postage |
Set up - Rs.100/-
Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges (Applicable
beyond free limit) +Postage |
Set up - Rs.100/-Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges (Applicable
beyond free limit) +Postage
|
Set up - Rs.100/-
Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges +Postage |
Set up - Rs.50/-
Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges +Postage |
|
|
3. Standing Instructions-NRI Customers
NRO/NRE SB accounts
Set up and execution of each instruction ( for
external payments ) on behalf of all NRI customers-No
charges |
NRI Account Free |
Not Applicable |
Not Applicable |
Not Applicable |
Not Applicable |
| 7 |
Closure of Accounts
(Within 1 year of opening) (Charges to be collected at the
time of closure of account) |
Rs.100/- |
Rs.100/- |
Rs.100/- |
Rs.100/- |
Not Applicable |
| 8
|
AAA transaction - cash receipt (Max Rs.1lakh per month) |
2 Free transactions per month free upto value limit of
Rs. 50,000/-. |
2 Free transactions per month free upto value limit of Rs.
50,000/-. |
2 Free transactions per month free upto Rs. 50,000/-.
|
NA |
2 Free transactions per month free upto value limit of Rs. 25,000/-.
|
| Charges for beyond free limit.
Up to and inclusive of Rs. 25,000
Above Rs. 25,000 to less than Rs. 50,000/-
Rs. 50,000 and above
All third party deposits
Minimum charges |
Rs. 2 per Rs. 1000/-
Rs. 3 per Rs. 1000/-
Rs. 5 per Rs. 1000/-
Rs. 5 per Rs. 1000/-
Rs. 50/- per AAA cash deposit |
Rs. 2 per Rs. 1000/-
Rs. 3 per Rs. 1000/-
Rs. 5 per Rs. 1000/-
Rs. 5 per Rs. 1000/-
Rs. 50/- per AAA cash deposit
|
Rs. 2 per Rs. 1000/-
Rs. 3 per Rs. 1000/-
Rs. 5 per Rs. 1000/-
Rs. 5 per Rs. 1000/-
Rs. 50/- per AAA cash deposit |
Rs. 2 per Rs. 1000/-
Rs. 3 per Rs. 1000/-
Rs. 5 per Rs. 1000/-
Rs. 5 per Rs. 1000/-
Rs. 50/- per AAA cash deposit |
Rs. 2 per Rs. 1000/-
Rs. 3 per Rs. 1000/-
Rs. 5 per Rs. 1000/-
Rs. 5 per Rs. 1000/- with a minimum of Rs. 50/- per transaction
Rs. 50/- per AAA cash deposit
|
| 9 |
Transaction charges
|
Free
|
Free |
Free
|
Financial transaction at the branch will be charged at Rs.50/- per transaction |
Not Applicable |
| 1 |
Demand Draft / Pay Order / Telegraphic Transfer |
Two free D.D's up toa value of Rs. 50,000/- per annum where QAB is maintained. Where QAB is not maintained, all D.D's are charged.
Up to Rs. 10,000 - Rs. 50/- flat.
Rs. 10,000 to Rs. 50,000 - Rs. 2.50 per Rs. 1000/- or part thereof; Min of Rs. 50/-.
Beyond Rs. 2 Lakh - Rs. 1/- per Rs. 1000/- or part thereof.
|
Monthly 2 DD/PO upto Rs.10000/- free
Above the free limit charges as per the schedule |
As per the schedule
|
As per the schedule
|
Up to Rs. 10,000 - Rs. 50/- flat.
Rs. 10,000 to Rs. 50,000 - Rs. 2.50 per Rs. 1000/- or part thereof subject to a min of Rs. 50/-.
Rs. 50,000 to Rs. 2 Lakh - Rs. 2 per Rs. 1000/- or part thereof subject to a min of Rs. 125/-.
Beyond Rs. 2 Lakh - Rs. 1/- per Rs. 1000/- or part thereof subject to a min of Rs. 400/- and max of Rs.6000/-.
|
| 2 |
Charges for PAP cheque payments - Intercity Clearing |
Free & unlimited
|
Rs.0.50/Rs.1000 with a minimum of Rs.5 per payment |
Free & unlimited
|
Rs.0.50/Rs.1000 with a minimum of Rs.5 per payment |
Rs.0.50/Rs.1000 with a minimum of Rs.5 per payment |
| 3 |
AAA Cash Deposits
|
|
|
|
|
|
Free Limit
(For Customers only)
|
Two Transactions with value not exceeding Rs. 50,000/- per month. |
One Transaction with value not exceeding Rs. 50,000/- per month. |
Two Transactions with value not exceeding Rs. 50,000/- per month. |
Not Applicable |
Two transactions free per month-
together not exceeding Rs.25,000/- |
| Charges for beyond free limits |
|
|
|
|
|
| Upto and indusive of Rs.25,000/- |
Rs.2/-per Rs.1000/- |
Rs.2/-per Rs.1000/- |
Rs.2/-per Rs.1000/- |
Rs.2/-per Rs.1000/- |
Rs.2/-per Rs.1000/- |
| Above Rs.25,000/- to less than Rs.50,000/- |
Rs.3/-per Rs.1000/- |
Rs.3/-per Rs.1000/- |
Rs.3/-per Rs.1000/- |
Rs.3/-per Rs.1000/- |
Rs.3/-per Rs.1000/- |
| Rs.50,000/- and above |
Rs.5/-per Rs.1000/- |
Rs.5/-per Rs.1000/- |
Rs.5/-per Rs.1000/- |
Rs.5/-per Rs.1000/- |
Rs.5/-per Rs.1000/- |
| All Third Party Deposits |
Charged at Rs. 5/- per Rs. 1000/- with a minimum of Rs.50/- per transaction. |
Charged at Rs. 5/- per Rs. 1000/- with a minimum of Rs.50/- per transaction. |
Charged at Rs. 5/- per Rs. 1000/- with a minimum of Rs.50/- per transaction. |
Charged at Rs. 5/- per Rs. 1000/- with a minimum of Rs.50/- per transaction. |
Charged at Rs. 5/- per Rs. 1000/- with a minimum of Rs.5/- per instrument. |
| Minimum Charges |
Not Applicable |
Not Applicable |
Not Applicable |
Not Applicable |
Rs.50/-per transaction |
| 4 |
Charges for RTGS |
Outward Rs.0.25/Rs.1000 (Min 50 Max 1500)
Inward - Free
|
Outward Rs.0.25/Rs.1000 (Min 50 Max 1500)
Inward - Free
|
Outward Rs.0.25/Rs.1000 (Min 50 Max 1500)
Inward - Free
|
Outward Rs.0.25/Rs.1000 (Min 50 Max 1500)
Inward - Free
|
Outward Rs.0.25/Rs.1000 (Min 50 Max 1500)
Inward - Free
|
|
|
Charges for EFT(Inward & Outward)Available at RBI Centres |
Free
|
Free
|
Free
|
Free
|
Free
|
| |
Charges for NEFT(Inward & Outward) |
Outward Rs. 50/- (Free through Mi-b@nk; Internet Banking)
Inward: Free
| Outward Rs. 50/- (Free through Mi-b@nk; Internet Banking)
Inward: Free
|
Outward Rs. 50/- (Free through Mi-b@nk; Internet Banking)
Inward: Free
|
Outward Rs. 50/- (Free through Mi-b@nk; Internet Banking)
Inward: Free
|
Outward Rs. 50/- (Free through Mi-b@nk; Internet Banking)
Inward: Free
|
| |
Charges for Electronic Clearing Service (ECS) (Inward & Outward)Available at select Centres |
Free |
Free |
Free |
Free |
Free |
| 5 |
Transfer of funds within networked branches |
Free |
Free |
Free |
Free |
Free |
| 6 |
Cheque Collection Charges |
|
|
1.Local clearing and at all AAA(networked branches) locations |
(a). Local clearing - Free
(b) Outstation cheque drawn on AAA location - free if lodged
by customers directly at AAA location, chargeable as per schedule
of charges if presented to base branches.Upto Rs.10000 -Rs.50
+ Out of pocket exp + Postage>Rs.10000- Rs.4/1000 + Out of pocket
exp + PostageMin Rs.50 + Out of pocket exp + PostageMax Rs.5000
+ Out of pocket exp + Postage
NRI Accounts - Free
|
(a). Local clearing - Free
(b) Outstation cheque drawn on AAA location - free if lodged
by customers directly at AAA location, chargeable as per schedule
of charges if presented to base branches.Upto Rs.10000 -Rs.50
+ Out of pocket exp + Postage>Rs.10000- Rs.4/1000 + Out of pocket
exp + PostageMin Rs.50 + Out of pocket exp + PostageMax Rs.5000
+ Out of pocket exp + Postage
|
a). Local clearing - Free
(b) Outstation cheque drawn on AAA location - free if lodged
by customers directly at AAA location, chargeable as per schedule
of charges if presented to base branches.Upto Rs.10000 -Rs.50
+ Out of pocket exp + Postage>Rs.10000- Rs.4/1000 + Out of pocket
exp + PostageMin Rs.50 + Out of pocket exp + PostageMax Rs.5000
+ Out of pocket exp + Postage |
a). Local clearing - Free
(b) Outstation cheque drawn on AAA location - free if lodged
by customers directly at AAA location, chargeable as per schedule
of charges if presented to base branches.Upto Rs.10000 -Rs.50
+ Out of pocket exp + Postage>Rs.10000- Rs.4/1000 + Out of pocket
exp + PostageMin Rs.50 + Out of pocket exp + PostageMax Rs.5000
+ Out of pocket exp + Postage |
a). Local clearing - Free
(b) Outstation cheque drawn on AAA location - free if lodged
by customers directly at AAA location, chargeable as per schedule
of charges if presented to base branches.Upto Rs.10000 -Rs.50
+ Out of pocket exp + Postage>Rs.10000- Rs.4/1000 + Out of pocket
exp + PostageMin Rs.50 + Out of pocket exp + PostageMax Rs.5000
+ Out of pocket exp + Postage |
|
|
2.Outstation - non networked branches / non ING Vysya Bank locations |
Upto Rs.10000 -Rs.50+out of pocket expenses
+ other bank charges+postage Rs.10000-Rs.4 per 1000(Min Rs.50/-
& Max Rs.5000/-) +out of pocket expenses+other bank charges+postage
NRI Accounts - Other Bank Charges only |
Upto Rs.10000 -Rs.50+out of pocket expenses + other bank charges+postage
>Rs.10000-Rs.4 per 1000(Min Rs.50/- & Max Rs.5000/-) +out
of pocket expenses+other bank charges+postage |
Upto Rs.10000 -Rs.50+out of pocket expenses + other bank charges + postage
>Rs.10000-Rs.4 per 1000(Min Rs.50/- & Max Rs.5000/-) + out
of pocket expenses+other bank charges+postage |
Upto Rs.10000 -Rs.50+out of pocket expenses + other bank charges + postage
>Rs.10000-Rs.4 per 1000(Min Rs.50/- & Max Rs.5000/-) + out
of pocket expenses+other bank charges+postage |
Upto Rs.10000 -Rs.50+out of pocket expenses + other bank charges + postage
>Rs.10000-Rs.4 per 1000(Min Rs.50/- & Max Rs.5000/-) + out
of pocket expenses+other bank charges+postage
|
| 7 |
Stop Payment of cheque |
Rs.50 per cheque & Rs.100 per series |
Rs.50 per cheque & Rs.100 per series |
Rs.50 per cheque & Rs.100 per series |
Rs.50 per cheque & Rs.100 per series |
Rs.50 per cheque & Rs.100 per series |
| 1 |
Cheques deposited by customers and returned unpaid - outstation(Returned to
us) |
Rs.50/- + other bank charges + postage |
Rs.50/- + other bank charges |
Rs.50/- + other bank charges + postage
|
Rs.50/- + other bank charges |
Rs.50/- + other bank charges |
| 2 |
Cheques deposited by customers and returned unpaid - local(Returned to us) |
Rs.50/- per instrument |
Rs.50/-per instrument |
Rs.50/-per instrument |
Rs.50/-per instrument |
Rs.50/-per instrument |
| 3 |
Cheque issued by customers and returned by us including ECS mandate and Post
dated cheques including IVBL cheques |
Rs.200/- per cheque for Insufficient Funds.
Nil for technical reason |
Rs.200/- per cheque for Insufficient Funds.
Nil for technical reason |
Rs.200/- per cheque for Insufficient Funds.
Nil for technical reason |
Rs.200/- per cheque for Insufficient Funds.
Nil for technical reason |
Rs.200/- per cheque for financial reason
Nil for technical reason
Nil for technical reason |
| 1 |
Charges Bills for Collection |
Up to 5000-Rs.50/-
5001-10000-Rs.100/-
10001-100000-Rs.5/- per thousand or part thereof subject
to a minimum of Rs.100/-
100001-500000-Rs.5/- per thousand or part thereof subject
to a minimum of Rs.600/-
500001-10 lakh-Rs.4.75 per thousand or part thereof- MinRs.2500/-
Above Rs.10.00 lakh Rs.3.50 / Rs1000 or part there of-Min
Rs.4750/-
If sent to other banks-other bank charges levied additionally
Postal parcels- Rs.2per day MinRs.10 levied additionally,if
not retired on presentation
|
Up to 5000-Rs.50/-
5001-10000-Rs.100/-
10001-100000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.100/-
100001-500000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.600/-
500001-10 lakh-Rs.4.75 per thousand or part thereof- MinRs.2500/-
Above Rs.10.00 lakh Rs.3.50 / Rs1000 or part there of-Min Rs.4750/-
If sent to other banks-other bank charges levied additionally
Postal parcels- Rs.2per day MinRs.10 levied additionally,if
not retired on presentation |
Up to 5000-Rs.50/-
5001-10000-Rs.100/-
10001-100000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.100/-
100001-500000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.600/-
500001-10 lakh-Rs.4.75 per thousand or part thereof- MinRs.2500/-
Above Rs.10.00 lakh Rs.3.50 / Rs1000 or part there of-Min Rs.4750/-
If sent to other banks-other bank charges levied additionally
Postal parcels- Rs.2per day MinRs.10 levied additionally,if
not retired on presentation |
Up to 5000-Rs.50/-
5001-10000-Rs.100/-
10001-100000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.100/-
100001-500000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.600/-
500001-10 lakh-Rs.4.75 per thousand or part thereof- MinRs.2500/-
Above Rs.10.00 lakh Rs.3.50 / Rs1000 or part there of-Min Rs.4750/-
If sent to other banks-other bank charges levied additionally
Postal parcels- Rs.2per day MinRs.10 levied additionally,if
not retired on presentation |
Up to 5000-Rs.50/-
5001-10000-Rs.100/-
10001-100000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.100/-
100001-500000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.600/-
500001-10 lakh-Rs.4.75 per thousand or part thereof- MinRs.2500/-
Above Rs.10.00 lakh Rs.3.50 / Rs1000 or part there of-Min Rs.4750/-
If sent to other banks-other bank charges levied additionally
Postal parcels- Rs.2per day MinRs.10 levied additionally,if
not retired on presentation |
| 2 |
Returning of bills - Local Bills |
Rs.50/- per bill +courier/out of pocket expenses |
Rs.50/- per bill +courier/out of pocket expenses |
Rs. 50/- per bill + courier/out of pocket expenses |
Rs. 50/- per bill + courier/out of pocket expenses |
Rs. 50/- per bill + courier/out of pocket expenses |
| 3 |
Returning of bills - Outstation |
50% of normal collection charges - Min Rs.50/- |
50% of normal collection charges - Min Rs.50/- |
50% of normal collection charges - Min Rs.50/- |
50% of normal collection charges - Min Rs.50/- |
50% of normal collection charges - Min Rs.50/- |
| 1 |
Balance confirmation |
Rs. 25/- |
Rs. 25/- |
Rs.25/- |
Rs. 25/- |
Rs. 25/- |
| 2 |
Signature verification |
Rs. 25 per attestation |
Rs. 25 per attestation |
Rs. 25 per attestation |
Rs. 25 per attestation |
Rs. 25 per attestation |
| 3 |
No due certificate |
Rs.25/- per certificate.
No charges for Govt sponsored schemes |
Rs.25/- per certificate.
No charges for Govt sponsored schemes |
Rs.25/- per certificate.
No charges for Govt sponsored schemes |
Rs.25/- per certificate.
No charges for Govt sponsored schemes |
Rs.25/- per certificate.
No charges for Govt sponsored schemes |
| 4 |
Old record Enquiry |
Rs.100 for each enquiry more than one year old from the date of request
|
Rs.100 for each enquiry more than one year old from the date of request |
Rs.100 for each enquiry more than one year old from the date of request |
Rs.100 for each enquiry more than one year old from the date of request |
Rs.100 for each enquiry more than one year old from the date of request |
| 5 |
Charges for changes in the operational instructions
or noting change in the signature/name |
Free |
Free |
Free |
Free |
Free |
