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Details
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Product
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General SB Variant - (Semi Urban Branches)
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General SB - Rural -(including PSB, Advantage SB and Save & Secure)
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Basic Savings Bank Deposit Account (BSBD)
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Minimum Balance Requirement
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*Quarterly Average Balance (QAB) Requirement
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Rs.5000/-
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Rs.2500/-
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Rs.1000/-
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Rs.0/-
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Service Charges for Non-Maintenance of Quarterly Average Balance (QAB)
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Quarterly service charges for Non maintenance of QAB
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Rs.500/-
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Rs.300/-
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Rs.150/-
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N.A.
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General Charges
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1
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Statement of Accounts
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Free Quarterly
Free Monthly**
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Free-Annual
Free Monthly**
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Free Annual
Free Monthly**
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Free-Annual
Free Monthly**
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2
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Additional statement of accounts
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Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per statement ,if not
collected in person)
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Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per statement ,if not
collected in person)
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Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per statement ,if not
collected in person)
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Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per statement ,if not
collected in person)
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3
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Issue of Duplicate /Adhoc statements
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Rs.50/- per request
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Rs.50/- per statement
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Rs.50/- per statement
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Rs.10/- per request
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4
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Cheque book issues
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Free
PAP Cheques:Rs.2.00 per cheque leaf
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One free chequebook will be issued to all customers per financial year.
Additional cheque book will be charged at Rs. 50/- per cheque book of 25 leaves
PAP Cheques:Rs.2.00 per cheque leaf.
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One free chequebook will be issued to all customers per financial year.
Additional cheque book will be charged at Rs. 50/- per cheque book of 25 leaves
PAP Cheques:Rs.2.00 per cheque leaf.
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Rs.50/- per cheque book of 25 leaves
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5
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ATM usage
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INGVYSYA Bank ATMs
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Free
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Free
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Free
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Cap of maximum 4 withdrawals per month (including bank, ATM and Debit Card transactions)
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*Other Bank ATMs
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Free-5 Transactions (Financial & Non-Financial) per month. Above 5 transactions:
a)Rs.8.50/- (excluding service tax) for non- financial transaction.
b)Rs.20/- (including service tax) for financial transaction.
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Free-5 Transactions (Financial & Non-Financial) per month. Above 5 transactions:
a)Rs.8.50/- (excluding service tax) for non- financial transaction.
b)Rs.20/- (including service tax) for financial transaction.
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Free-5 Transactions (Financial & Non-Financial) per month. Above 5 transactions:
a)Rs.8.50/- (excluding service tax) for non- financial transaction.
b)Rs.20/- (including service tax) for financial transaction.
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Cap of maximum 4 withdrawals per month (including bank, ATM and Debit Card transactions)
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International Cirrus ATMs
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USD 2.50 per withdrawal & enquiry
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USD 2.50 per withdrawal & enquiry
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USD 2.50 per withdrawal & enquiry
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USD 2.50 per withdrawal & enquiry
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Issue of International Debit Card and Annual maintenance charges
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First Year : Rs 150 /-
Renewal Fee : Rs 150 /- per annum
Reissue: Rs. 150/- per request
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First Year : Rs 150 /-
Renewal Fee : Rs 150 /- per annum
Reissue: Rs. 150/- per request
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First Year : Rs 150 /-
Renewal Fee : Rs 150 /- per annum
Reissue: Rs. 150/- per request
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First Year : Free
Renewal Fee : Rs 0 /- per annum
Reissue:: Rs. 150/- per request
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Charges for re-generation of Debit Card PIN sent through Courier
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Rs.50/-
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Rs.50/-
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Rs.50/-
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Rs.50/-
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Standing Instructions
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6
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1. Transfer from one account to
another account within profile network(Intercity)
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Set Up - Free
Execution - Free
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Set Up - Free
Execution - Free
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Set Up - Free
Execution - Free
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Set Up - Free
Execution - Free
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2. External payments
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Set up - Rs.100/-
Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges + Postage
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Set up - Rs.100/-
Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges + Postage
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Set up - Rs.100/-
Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges + Postage
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Set up - Rs.100/-
Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges + Postage
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3. Standing Instructions-NRI Customers
NRO/NRE SB accounts. Set up and execution of each instruction ( for external
payments ) on behalf of all NRI customers-No charges
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Not Applicable
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Not Applicable
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NRI Accounts free
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Not Applicable
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7
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Closure of Accounts
(Within 1 year of opening) (Charges to be collected at the time of closure of
account)
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Rs.500/-
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Rs.500/-
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Rs.500/-
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Rs.500/-
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8
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Branch Transaction Charges
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Rs 100/-
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Free - 6 txns a month. Beyond 6 txns a month charged at Rs.20/- per transaction.
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Free - 6 txns a month. Beyond 6 txns a month charged at Rs.20/- per transaction.
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Cap of maximum 4 withdrawals per month (including bank, ATM and Debit Card transactions)
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9
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Stop payment of cheque/ECS
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Rs.100 per cheque/ECS & Rs.200 per Series
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Rs.100 per cheque/ECS & Rs.200 per Series
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Rs.100 per cheque/ECS & Rs.200 per Series
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Rs.100 per cheque/ECS & Rs.200 per Series
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10
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SMS Alerts
(Free for ATM & POS transactions)
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Rs 10/- per month (charged quarterly)
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Rs 10/- per month (charged quarterly)
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Rs 10/- per month (charged quarterly)
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Rs 10/- per month (charged quarterly)
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Remittances
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1
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A.Demand Draft / Pay Order
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NA
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NA
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NA
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NA
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B. DD / PO Issuance charges
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Up to Rs.50,000/- Rs.2.50 per Rs.1000/- min Rs.50; Rs.50,001/- to Rs. 2 lakhs Rs.2.00 per Rs.1000/- min
Rs.125; Beyond Rs.2 lakhs Rs.1.00 per Rs.1000/- min Rs.400/- (Max Rs.6000/-
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Up to Rs.50,000/- Rs.2.50 per Rs.1000/- min Rs.50; Rs.50,001/- to Rs. 2 lakhs Rs.2.00 per Rs.1000/- min
Rs.125; Beyond Rs.2 lakhs Rs.1.00 per Rs.1000/- min Rs.400/- (Max Rs.6000/-
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Up to Rs.50,000/- Rs.2.50 per Rs.1000/- min Rs.50; Rs.50,001/- to Rs. 2 lakhs Rs.2.00 per Rs.1000/- min
Rs.125; Beyond Rs.2 lakhs Rs.1.00 per Rs.1000/- min Rs.400/- (Max Rs.6000/-
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Up to Rs.50,000/- Rs.2.50 per Rs.1000/- min Rs.50; Rs.50,001/- to Rs. 2 lakhs Rs.2.00 per Rs.1000/- min
Rs.125; Beyond Rs.2 lakhs Rs.1.00 per Rs.1000/- min Rs.400/- (Max Rs.6000/-
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2
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Charges for PAP cheque payments - Intercity Clearing
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NA
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NA
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NA
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NA
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3
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AAA (inter city) Cash Deposits
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Not Applicable
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Not Applicable
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Not Applicable
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Not Applicable
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(b) Charges beyond free limits
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(Upto & inclusive Rs.25,000 : Rs.2 per Rs.1000-Above Rs.25,000/- to Rs.50,000: Rs. 3/- per Rs.1000/-
Rs.50,000 & above : Rs.5/- per Rs.1000 (Minimum charge : Rs.50/- per deposit)
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(Upto & inclusive Rs.25,000 : Rs.2 per Rs.1000-Above Rs.25,000/- to Rs.50,000: Rs. 3/- per Rs.1000/-
Rs.50,000 & above : Rs.5/- per Rs.1000 (Minimum charge : Rs.50/- per deposit)
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(Upto & inclusive Rs.25,000 : Rs.2 per Rs.1000-Above Rs.25,000/- to Rs.50,000: Rs. 3/- per Rs.1000/-
Rs.50,000 & above : Rs.5/- per Rs.1000 (Minimum charge : Rs.50/- per deposit)
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(Upto & inclusive Rs.25,000 : Rs.2 per Rs.1000-Above Rs.25,000/- to Rs.50,000: Rs. 3/- per Rs.1000/-
Rs.50,000 & above : Rs.5/- per Rs.1000 (Minimum charge : Rs.50/- per deposit)
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(c) All Third Party Deposits with prescribed letter from account holder
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Charged at Rs.5/- per Rs.1000/- with a minimum of Rs.50/- per transaction
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Charged at Rs.5/- per Rs.1000/- with a minimum of Rs.50/- per transaction
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Charged at Rs.5/- per Rs.1000/- with a minimum of Rs.50/- per transaction
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Charged at Rs.5/- per Rs.1000/- with a minimum of Rs.50/- per transaction
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4
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Charges for RTGS (Inward : free for all products)
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Up to Rs.5 lakhs, Rs.25/- per transaction & Rs.5 lakhs and above Rs.50/- per transaction
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Up to Rs.5 lakhs, Rs.25/- per transaction & Rs.5 lakhs and above Rs.50/- per transaction
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Up to Rs.5 lakhs, Rs.25/- per transaction & Rs.5 lakhs and above Rs.50/- per transaction
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Up to Rs.5 lakhs, Rs.25/- per transaction & Rs.5 lakhs and above Rs.50/- per transaction
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Charges for NEFT (Inward & Outward, Inward: free for all products)
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Upto Rs.10000/- - Rs.2.50/-
From Rs.10000/- to Rs.1lakh – Rs.5/- per transaction
Above Rs.1 lakh upto Rs.2 lakh - Rs.15/- per transaction
Above Rs.2 lakh- Rs.25/- per transaction
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Upto Rs.10000/- - Rs.2.50/-
From Rs.10000/- to Rs.1lakh – Rs.5/- per transaction
Above Rs.1 lakh upto Rs.2 lakh - Rs.15/- per transaction
Above Rs.2 lakh- Rs.25/- per transaction
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Upto Rs.10000/- - Rs.2.50/-
From Rs.10000/- to Rs.1lakh – Rs.5/- per transaction
Above Rs.1 lakh upto Rs.2 lakh - Rs.15/- per transaction
Above Rs.2 lakh- Rs.25/- per transaction
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Upto Rs.10000/- - Rs.2.50/-
From Rs.10000/- to Rs.1lakh – Rs.5/- per transaction
Above Rs.1 lakh upto Rs.2 lakh - Rs.15/- per transaction
Above Rs.2 lakh- Rs.25/- per transaction
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| 6 |
Transfer of funds within ING Vysya Bank branches
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Free
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Free
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Free
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Free
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5
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Cheque Collection
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1.OUTWARD
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(a) Local clearing and outstation cheques drawn on ING Vysya Bank locations
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Free
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Free
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Free
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Free
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(b) Collection of outstation cheques - Non ING Vysya Bank locations
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Upto and including Rs 5,000/- - Rs. 25/-, Above Rs 5,000/- and up to Rs 10,000/- - Rs. 50/-, Above Rs 10,000/- and up to Rs 1,00,000/- - Rs. 100/-, Above Rs 1,00,000/- -Rs. 150 /-
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Upto and including Rs 5,000/- - Rs. 25/-, Above Rs 5,000/- and up to Rs 10,000/- - Rs. 50/-, Above Rs 10,000/- and up to Rs 1,00,000/- - Rs. 100/-, Above Rs 1,00,000/- -Rs. 150 /-
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Upto and including Rs 5,000/- - Rs. 25/-, Above Rs 5,000/- and up to Rs 10,000/- - Rs. 50/-, Above Rs 10,000/- and up to Rs 1,00,000/- - Rs. 100/-, Above Rs 1,00,000/- -Rs. 150 /-
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Upto and including Rs 5,000/- - Rs. 25/-, Above Rs 5,000/- and up to Rs 10,000/- - Rs. 50/-, Above Rs 10,000/- and up to Rs 1,00,000/- - Rs. 100/-, Above Rs 1,00,000/- -Rs. 150 /-
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(c) NRI Accounts
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Upto and including Rs 5,000/- - Rs. 25/-, Above Rs 5,000/- and up to Rs 10,000/- - Rs. 50/-, Above Rs 10,000/- and up to Rs 1,00,000/- - Rs. 100/-, Above Rs 1,00,000/- -Rs. 150 /-
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NA
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NA
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NA
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2.INWARD
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(a) Cheques received from other banks for payment (LBCs)-Local
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Free
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Free
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Free
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Free
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(b) Cheques received from other banks for payment (LBCs)-Outstation
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Free
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Free
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Free
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Free
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Cheque return charges per instrument
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1
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Cheques deposited by customers and returned unpaid - outstation(Returned to
us)
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Rs.50+other bank charges+postage
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Rs.50+other bank charges+postage
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Rs.50+other bank charges+postage
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Rs.50/- + other bank charges
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2
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Cheques deposited by customers and returned unpaid - local(Returned to us)
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Rs.100/- per instrument
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Rs.100/- per instrument
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Rs.100/-per instrument
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Rs.100/-per instrument
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3
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Cheque issued by customers and returned by us including ECS mandate and
Post dated cheques including IVBL cheques
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Rs.300/- per cheque for Insufficient Funds.No charges for any other reason."
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Rs.300/- per cheque for Insufficient Funds.No charges for any other reason."
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Rs.300/- per cheque for Insufficient Funds.No charges for any other reason."
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Rs.300/- per cheque for Insufficient Funds.No charges for any other reason."
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Special Services
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1
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Balance confirmation(One free per financial year)
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Rs.50/-
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Rs.50/-
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Rs.50/-
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Rs.50/-
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2
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Signature verification
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Rs. 25 per attestation
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Rs. 25 per attestation
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Rs. 25 per attestation
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Rs. 25 per attestation
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3
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No due certificate
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Rs.25/- per certificate.
No charges for Govt sponsored schemes
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Rs.25/- per certificate.
No charges for Govt sponsored schemes
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Rs.25/- per certificate.
No charges for Govt sponsored schemes
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Rs.25/- per certificate.
No charges for Govt sponsored schemes
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4
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Old record Enquiry
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Rs.100 for each enquiry more than one year old from the date of request
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Rs.100 for each enquiry more than one year old from the date of request
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Rs.100 for each enquiry more than one year old from the date of request
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Rs.100 for each enquiry more than one year old from the date of request
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5
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Charges for changes in the operational instructions or noting
change in the signature/name
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Free
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Free
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Free
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Free
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6
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ECS Mandate Verification |
Rs.50/-
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Rs.50/-
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Rs.50/-
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Rs.50/-
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7
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Charges for Direct Debit Returns |
Rs.200/- per debit return
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Rs.200/- per debit return
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Rs.200/- per debit return
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Rs.200/- per debit return
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8
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CIC Report Charges |
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Consumer |
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CIR
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Rs.200/- + Applicable Taxes |
Rs.200/- + Applicable Taxes |
Rs.200/- + Applicable Taxes |
Rs.200/- + Applicable Taxes |
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CIR + Credit Scores
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Rs.550/- + Applicable Taxes |
Rs.550/- + Applicable Taxes |
Rs.550/- + Applicable Taxes |
Rs.550/- + Applicable Taxes |
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Commercial |
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CIR
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Rs.1000/- + Applicable Taxes |
Rs.1000/- + Applicable Taxes |
Rs.1000/- + Applicable Taxes |
Rs.1000/- + Applicable Taxes |