|
|
*Quarterly Average Balance (QAB) Requirement |
Rs.1000/- |
Rs.2500/- |
Rs.5000/-
|
Rs.200/- |
| |
Quarterly service charges for Non maintenance of QAB |
Rs.75/- |
Rs.150/- |
Rs.200/- |
Rs.45/- |
| 1 |
Statement of Accounts |
Free-Annual |
Free-Annual |
Quarterly Stt of A/c- free |
Free-Annual |
| 2 |
Additional statement of accounts |
Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per statement
,if not collected in person) |
Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per statement
,if not collected in person) |
Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per statement
,if not collected in person) |
Daily - Rs.750/- p.a
Weekly Rs.400/- pa
Fortnightly - Rs.200/- p.a
(Plus postage charge Rs.5/- by mail Rs.10/- by courier,per statement
,if not collected in person) |
| 3 |
Issue of Duplicate /Adhoc statements |
Rs.50/- per request |
Rs.50/- per statement |
Rs.50/- per statement |
Rs.10/- per request |
| 4 |
Cheque book issues |
One free chequebook will be issued to all customers per financial year.
Additional cheque book will be charged at Rs. 50/- per cheque
book of 25 leaves PAP Cheques:Rs.2.00 per cheque leaf |
One free chequebook will be issued to all customers per financial year.
Additional cheque book will be charged at Rs. 50/- per cheque
book of 25 leaves PAP Cheques:Rs.2.00 per cheque leaf. |
Free
PAP Cheques Rs.2.00 per cheque leaf. |
Rs.50/- per cheque book of 25 leaves
PAP Cheques: Rs.2.00 per cheques leaf. |
| 5 |
ATM usage |
|
|
|
|
| INGVYSYA Bank ATMs |
Free |
Free |
Free |
Free |
| *Other Bank ATMs |
Cash withdrawals Rs.45/- per withdrawal
Balance enquiry Rs.15/- per enquiry |
Cash withdrawals Rs.45/- per withdrawal
Balance enquiry Rs.15/- per enquiry |
Cash withdrawals Rs.45/- per withdrawal
Balance enquiry Rs.15/- per enquiry |
Cash Withdrawals Rs.45/- per withdrawal Balance
inquiry Rs15/- per enquiry
|
| International Cirrus ATMs |
USD 1.50 per withdrawal
USD 0.50 per enquiry |
USD 1.50 per withdrawal
USD 0.50 per enquiry |
USD 1.50 per withdrawal
USD 0.50 per enquiry |
USD 1.50 per withdrawal
USD 0.50 per enquiry |
| Issue of International Debit Card and Annual maintenance charges
|
First Year : Free
Renewal Fee : Rs 150 /- per annum*
*effective November 2006 |
First Year : Free
Renewal Fee : Rs 150 /- per annum*
*effective November 2006 |
First Year : Free
Renewal Fee : Rs 150 /- per annum*
*effective November 2006 |
First Year : Free
Renewal Fee : Rs 150 /- per annum*
*effective November 2006 |
| Standing Instructions |
|
|
|
|
| 6
|
1. Transfer from one account to another account within profile network(Intercity) |
Set Up - Free
Execution - Free |
Set Up - Free
Execution - Free |
Set Up - Free
Execution - Free |
Set Up - Free
Execution - Free |
| 2. External payments |
Set up - Rs.100/-
Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges + Postage |
Set up - Rs.100/-
Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges + Postage |
Set up - Rs.100/-
Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges + Postage
|
Set up - Rs.100/-
Amendment-Rs.25/-
Execution-Rs.25/- per execution + Remittance charges +Postage |
| 3. Standing Instructions-NRI Customers
NRO/NRE SB accounts.
Set up and execution of each instruction ( for external payments ) on behalf of all NRI customers-No charges |
Not Applicable |
Not Applicable |
NRI Accounts free |
Not Applicable |
| 7 |
Closure of Accounts
(Within 1 year of opening) (Charges to be collected at the time
of closure of account) |
Rs.100/- |
Rs.100/- |
Rs.100/- |
Rs.100/- |
| 8 |
AAA transaction - cash receipt
(Max Rs.1lakh per month) |
Up to and inclusive of Rs. 25,000 - Rs. 2 per Rs. 1000/-.
> Rs. 25,000 to <= Rs. 50,000/- - Rs. 3 per Rs. 1000/-.
> Rs. 50,000 - Rs. 5 per Rs. 1000/-.
All third party deposits Rs. 5 per Rs. 1000/-
Minimum charges Rs. 50/- per AAA cash deposit.
|
Up to and inclusive of Rs. 25,000 - Rs. 2 per Rs. 1000/-.
> Rs. 25,000 to <= Rs. 50,000/- - Rs. 3 per Rs. 1000/-.
> Rs. 50,000 - Rs. 5 per Rs. 1000/-.
All third party deposits Rs. 5 per Rs. 1000/-
Minimum charges Rs. 50/- per AAA cash deposit. |
2 Free transactions per month free upto Rs. 50,000/-.
> Rs. 50,000 - Rs. 5 per Rs. 1000/-.
All third party deposits Rs. 5 per Rs. 1000/-
Minimum charges Rs. 50/- per AAA cash deposit. |
Up to and inclusive of Rs. 25,000 - Rs. 2 per Rs. 1000/-.
> Rs. 25,000 to <= Rs. 50,000/- - Rs. 3 per Rs. 1000/-.
> Rs. 50,000 - Rs. 5 per Rs. 1000/-.
All third party deposits Rs. 5 per Rs. 1000/-
Minimum charges Rs. 50/- per AAA cash deposit. |
| 9 |
Ledger folio Charges (ALPM branches) |
No Folio charges |
No Folio charges |
No Folio charges |
No Folio charges |
| 10 |
Transaction charges
(Profile Branches Only) |
Free - 6 transactions a month.
Beyond 6 transactions a month, charged at Rs.20/- per transaction .
|
Free - 6 transactions a month.
Beyond 6 transactions a month, charged at Rs.20/- per transaction. |
Free - Withdrawals exceeding 50 per half year, Re.1/- per withdrawal recoverable
half yearly. |
Free - 4 transactions a month.
Beyond 4 transactions a month, charged at Rs.20/- per transaction. |
| 1 |
Demand Draft / Pay Order / Telegraphic Transfer |
As per the schedule |
As per the schedule |
As per the schedule |
As per the schedule |
| 2 |
Charges for PAP cheque payments - Intercity Clearing |
Rs.0.50/1000 with a minimum of Rs.5 per payment |
Rs.0.50/1000 with a minimum of Rs.5 per payment |
Rs.0.50/Rs.1000 with a minimum of Rs.5 per payment |
Rs.0.50/Rs.1000 with a minimum of Rs.5 per payment |
| 3 |
Charges for RTGS
(Min value Rs.1 lac) |
Outward Rs.100/- per remittance Inward - Free
|
Outward Rs.100/- per remittance Inward - Free
|
Outward Rs.100/- per remittance Inward - Free
|
Outward Rs.100/- per remittance Inward - Free
|
| |
Charges for EFT(Inward & Outward)Available at RBI Centres |
Free
|
Free
|
Free
|
Free
|
| |
Charges for NEFT(Inward & Outward) |
Free
| Free
|
Free
|
Free
|
|
Charges for Electronic Clearing Service (ECS) (Inward & Outward)Available at select Centres |
Free |
Free |
Free |
Free |
| 4 |
Transfer of funds within networked branches |
Free |
Free |
Free |
Free |
| 5 |
Cheque Collection Charges |
|
|
1.Local clearing and at all AAA(networked branches) locations |
(a).Local clearing - Free
(b) Outstation cheque drawn on AAA location - free if lodged by customers directly at AAA location, chargeable as per schedule of charges if presented to base branches.
Upto Rs.10000 -Rs.50 + Out of pocket exp + Postage
>Rs.10000- Rs.4/1000 + Out of pocket exp + Postage
Min Rs.50 + Out of pocket exp + Postage
Max Rs.5000 + Out of pocket exp + Postage |
(a).Local clearing - Free
(b) Outstation cheque drawn on AAA location - free if lodged by customers directly at AAA location, chargeable as per schedule of charges if presented to base branches.
Upto Rs.10000 -Rs.50 + Out of pocket exp + Postage
>Rs.10000- Rs.4/1000 + Out of pocket exp + Postage
Min Rs.50 + Out of pocket exp + Postage
Max Rs.5000 + Out of pocket exp + Postage
|
(a).Local clearing - Free
(b) Outstation cheque drawn on AAA location - free if lodged by customers directly at AAA location, chargeable as per schedule of charges if presented to base branches.
Upto Rs.10000 -Rs.50 + Out of pocket exp + Postage
>Rs.10000- Rs.4/1000 + Out of pocket exp + Postage
Min Rs.50 + Out of pocket exp + Postage
Max Rs.5000 + Out of pocket exp + Postage
NRI Accounts - Free
|
(a).Local clearing - Free
(b) Outstation cheque drawn on AAA location - free if lodged by customers directly at AAA location, chargeable as per schedule of charges if presented to base branches.
Upto Rs.10000 -Rs.50 + Out of pocket exp + Postage
>Rs.10000- Rs.4/1000 + Out of pocket exp + Postage
Min Rs.50 + Out of pocket exp + Postage
Max Rs.5000 + Out of pocket exp + Postage |
|
|
2.Outstation - non networked branches / non ING Vysya Bank locations |
Upto Rs.10000 -Rs.50+out of pocket expenses + other bank charges+postage
>Rs.10000-Rs.4 per 1000(Min Rs.50/- & Max Rs.5000/-) +out
of pocket expenses+other bank charges+postage |
Upto Rs.10000 -Rs.50+out of pocket expenses + other bank charges+postage
>Rs.10000-Rs.4 per 1000(Min Rs.50/- & Max Rs.5000/-) +out
of pocket expenses+other bank charges+postage |
Upto Rs.10000 -Rs.50+out of pocket expenses + other bank charges+postage
>Rs.10000-Rs.4 per 1000(Min Rs.50/- & Max Rs.5000/-) +out
of pocket expenses+other bank charges+postage
NRI Accounts
- Other Bank Charges only |
Upto Rs.10000 -Rs.50+out of pocket expenses + other bank charges + postage
>Rs.10000-Rs.4 per 1000(Min Rs.50/- & Max Rs.5000/-)
+ out of pocket expenses+other bank charges+postage |
| 6 |
Stop Payment of cheque |
Rs.75 per cheque & Rs.150 per series |
Rs.75 per cheque & Rs.150 per series |
Rs.75 per cheque & Rs.150 per series |
Rs.75 per cheque & Rs.150 per series |
| 1 |
Cheques deposited by customers and returned unpaid - outstation(Returned to
us) |
Rs.50+other bank charges+postage |
Rs.50+other bank charges+postage |
Rs.50+other bank charges+postage |
Rs.50/- + other bank charges |
| 2 |
Cheques deposited by customers and returned unpaid - local(Returned to us) |
Rs.50/- per instrument |
Rs.50/- per instrument |
Rs.50/-per instrument |
Rs.50/-per instrument |
| 3 |
Cheque issued by customers and returned by us including ECS mandate and Post
dated cheques including IVBL cheques |
Rs.200/- per cheque for financial reason
Nil for technical reason |
Rs.200/- per cheque for financial reason
Nil for technical reason |
Rs.200/- per cheque for financial reason
Nil for technical reason |
Rs.200/- per cheque for financial reason
Nil for technical reason |
| 1 |
Charges Bills for Collection |
Up to 5000-Rs.50/-
5001-10000-Rs.100/-
10001-100000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.100/-
100001-500000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.600/-
500001-10 lakh-Rs.4.75 per thousand or part thereof- MinRs.2500/-
Above Rs.10.00 lakh Rs.3.50 / Rs1000 or part there of-Min Rs.4750/-
If sent to other banks-other bank charges levied additionally
Postal parcels- Rs.2per day MinRs.10 levied additionally,if
not retired on presentation |
Up to 5000-Rs.50/-
5001-10000-Rs.100/-
10001-100000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.100/-
100001-500000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.600/-
500001-10 lakh-Rs.4.75 per thousand or part thereof- MinRs.2500/-
Above Rs.10.00 lakh Rs.3.50 / Rs1000 or part there of-Min Rs.4750/-
If sent to other banks-other bank charges levied additionally
Postal parcels- Rs.2per day MinRs.10 levied additionally,if
not retired on presentation |
Up to 5000-Rs.50/-
5001-10000-Rs.100/-
10001-100000-Rs.5/- per thousand or part thereof subject to a
minimum of Rs.100/-
100001-500000-Rs.5/- per thousand or part thereof subject to a
minimum of Rs.600/-
500001-10 lakh-Rs.4.75 per thousand or part thereof- MinRs.2500/-
Above Rs.10.00 lakh Rs.3.50 / Rs1000 or part there of-Min Rs.4750/-
If sent to other banks-other bank charges levied additionally
Postal parcels- Rs.2per day MinRs.10 levied additionally,if not
retired on presentation |
Up to 5000-Rs.50/-
5001-10000-Rs.100/-
10001-100000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.100/-
100001-500000-Rs.5/- per thousand or part thereof subject to
a minimum of Rs.600/-
500001-10 lakh-Rs.4.75 per thousand or part thereof- MinRs.2500/-
Above Rs.10.00 lakh Rs.3.50 / Rs1000 or part there of-Min Rs.4750/-
If sent to other banks-other bank charges levied additionally
Postal parcels- Rs.2per day MinRs.10 levied additionally,if
not retired on presentation |
| 2 |
Returning of bills - Local Bills |
Rs.50/- per bill +courier/out of pocket expenses |
Rs.50/- per bill +courier/out of pocket expenses |
Rs.50/- per bill +courier/out of pocket expenses |
Rs.50/- per bill + out of pocket expenses |
| 3 |
Returning of bills - Outstation |
50% of normal collection charges - Min Rs.50/- |
50% of normal collection charges - Min Rs.50/- |
50% of normal collection charges - Min Rs.50/- |
50% of normal collection charges - Min Rs.50/- |
| 1 |
Balance confirmation |
Rs. 25/- |
Rs. 25/- |
Rs. 25/- |
Rs. 25/- |
| 2 |
Signature verification |
Rs. 25 per attestation |
Rs. 25 per attestation |
Rs. 25 per attestation |
Rs. 25 per attestation |
| 3 |
No due certificate |
Rs.25/- per certificate.
No charges for Govt sponsored schemes |
Rs.25/- per certificate.
No charges for Govt sponsored schemes |
Rs.25/- per certificate.
No charges for Govt sponsored schemes |
Rs.25/- per certificate.
No charges for Govt sponsored schemes |
| 4 |
Old record Enquiry |
Rs.100 for each enquiry more than one year old from the date of request |
Rs.100 for each enquiry more than one year old from the date of request |
Rs.100 for each enquiry more than one year old from the date of request |
Rs.100 for each enquiry more than one year old from the date of request
|
| 5 |
Charges for changes in the operational instructions
or noting change in the signature/name |
Free |
Free |
Free |
Free |
