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Details |
Service Charges/Amount |
| ING Platina Account |
Zwipe/Zwipe Classic Savings Account |
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Quarterly Average Balance (QAB*) Requirement
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1.Requirement to maintain Platina status
2.Requirement to avoid non-maintenance charges
3.*Quarterly Average Balance(QAB) Requirement
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Rs 1,00,000 QAB in the Platina Savings account
OR
Total Relationship Value(TRV)* of Rs 10,00,000 across savings, fixed deposits, investments, Demat, loans and insurance at the unique Customer Identification Number (CIF) level
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NIL
NIL
Zwipe: Rs. 25,000
Zwipe Classic: Rs. 20,000
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Service Charges for Non-Maintenance of
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Quarterly service charges for non maintenance of QAB
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Rs. 1000/-
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Rs. 750/-
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General
Charges
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Statement of
Accounts
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1.Where QAB is maintained
2.Where QAB is not maintained
3.Statement of Accounts
4.Additional Statement of Accounts
Daily
Weekly
Fortnightly
Issue of Duplicate / Adhoc statements
Cheque book issues
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QAB maintained-free monthly
QAB not maintained-free quarterly
Free Monthly**
Rs. 750/- p.a.
Rs. 400/- p.a.
Rs. 200/- p.a.
Rs. 50/- per request
Issued free of charges - both MICR and PAP
|
Free Quarterly
Free Monthly**
NIL
NIL
NIL
Rs. 50/- per request
Free
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ATM
usage
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ING Vysya ATMs
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Savings A/c's with QAB of Rs. 5,000/- and above
Free
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Free
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*Other Bank ATM' s |
Free |
Unlimited free transactions if QAB
is maintained
If QAB is not maintained – Free-5
Transactions (Financial & Non-Financial)
per month. Above 5 transactions:
a) Rs. 8.50/- (excluding service tax)
for non-financial transaction.
b) Rs. 20/- (including service tax) for financial transaction
|
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International ATMs - Withdrawal
International ATMs - Enquiry
|
USD 2.50 per withdrawal
USD 2.50 per
enquiry |
USD 2.50 per withdrawal
USD 2.50 per
enquiry
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Cash withdrawl at other Bank ATMs
Balance Enquiry
Issue of International Debit Card
Annual Maintenance charges for Debit Card
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Savings A/c's without QAB of Rs. 5,000/-
Rs. 20/- per transaction
Issue : Free
Renewal Fee : No Charge
Reissue : Rs. 150/- per request
|
Issue : Free
Renewal Fee : Rs, 250/-
Reissue : Rs. 150/- per request
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6
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Standing
Instructions
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1.
Transfer from one
account to another account within profile
network(Intercity) |
NA
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Free
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2.
External
payments
|
NA |
Set Up - Rs. 50/-
Amendment-Rs.25/-
Execution - Rs.25/- per execution + Demand Draft charges + Postage
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7
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SMS Alerts
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Free
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Rs 10/- per month (charged quarterly)
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8
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Closure of Accounts
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1.
Within 1 year of opening |
NA
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Rs. 100/-
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Remittances
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1
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Demand Draft / Pay Order
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Free issuance of DDs up to Rs. 50,000/- p.m.
Beyond Rs. 50,000/- p.m. the charges are:-
Up to Rs. 50,000/- - Rs. 2.50 per Rs. 1,000/- (Min Rs. 50/-)
Rs. 50,001/- to Rs. 2 lakhs - Rs. 2.00/- per Rs. 1,000/- (Min Rs. 125/-)
Rs. 2 lakhs and above - Rs. 1.00/- per Rs. 1,000/- (Min Rs. 400/- Max - Rs. 6,000/-)
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10 DDs free upto
Rs. 5 lakhs per month
Beyond 5 lakhs –
Rs. 1 per 1000
(Min. Rs. 400, Max. Rs. 6000) |
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2
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Charges for PAP cheque payments in intercity clearing
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Free & unlimited
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Free |
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3
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Free Limit
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Up to Rs. 50,000/- per month
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NA |
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4
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Charges for RTGS (Inward : free for all products)
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Up to Rs.5 lakhs, Rs.25/- per transaction & Rs.5 lakhs and above Rs.50/- per transaction
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Up to Rs.5 lakhs, Rs.25/- per transaction & Rs.5 lakhs and above Rs.50/- per transaction
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5
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Charges for NEFT (Inward & Outward, Inward: free for all products)
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Up to Rs.1 lakh, Rs.5/- per transaction & Rs.1 lakh & above, Rs.25/- per transaction
(Free if transacted through mi-b@nk, Internet Banking)
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Up to Rs.1 lakh, Rs.5/- per transaction, Above Rs 1/- lakh to Rs 2/- lakh -Rs 15/- per transaction, Above Rs 2/- lakh - Rs 25/- per transaction
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6
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AAA (inter-city) transaction - cash deposits
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(Not applicable to third party AAA cash deposits)
2 free transactions per month up to value limit of Rs. 50,000/-
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2 free transactions per day up to
value limit of Rs. 50,000.
Free limit not available for third
party AAA Cash deposit |
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7
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Charges beyond free limit
3rd party cash deposit
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Upto 25,000- Rs2/1000; >25k-50k : Rs 3/1000;>50k: Rs 5/1000
(min charge 100/txn)
Rs 5/1000, min 50/txn
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Upto 25,000- Rs2/1000; >25k-50k : Rs 3/1000;>50k: Rs 5/1000
(min charge 50/txn)
Rs 5/1000, min 50/txn
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AAA Fund Transfer
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1
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Transfer of funds within networked branches
|
NA
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NA
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Cheque Collection Charges
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1.OUTWARD
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a)Local clearing and outstation cheques drawn on ING VYSYA Bank locations
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Free
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Free
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b)Collection of outstation cheques- Non ING Vysya Bank locations
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Upto and including Rs 5,000/- - Rs. 25/-, Above Rs 5,000/- and up to Rs 10,000/- - Rs. 50/-, Above Rs 10,000/- and up to Rs 1,00,000/- - Rs. 100/-, Above Rs 1,00,000/- -Rs. 150 /-
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Upto and including Rs 5,000/- - Rs. 25/-, Above Rs 5,000/- and up to Rs 10,000/- - Rs. 50/-, Above Rs 10,000/- and up to Rs 1,00,000/- - Rs. 100/-, Above Rs 1,00,000/- -Rs. 150 /-
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c)NRI Accounts
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Upto and including Rs 5,000/- - Rs. 25/-, Above Rs 5,000/- and up to Rs 10,000/- - Rs. 50/-, Above Rs 10,000/- and up to Rs 1,00,000/- - Rs. 100/-, Above Rs 1,00,000/- -Rs. 150 /-
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NA
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2.INWARD
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a) Cheques received from other banks for payment (LBCs)-Local
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Free
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Free |
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Stop Payment of cheque/ECS
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1
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Stop Payment of cheque/ECS
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Rs. 100/- per cheque/ECS & Rs. 200/- per series
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Rs. 100/- per cheque/ECS & Rs. 200/- per series
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Cheque return charges per instrument
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1
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Cheques deposited by customers and returned unpaid - outstation (returned to us)
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Rs. 50/- + Other bank charges + Postage
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Rs. 50/- + Other bank charges + Postage
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2
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Cheques deposited by customers and returned unpaid - local (returned to us)
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Rs. 100/- per instrument
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3
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Cheque issued by customers and returned by us including ECS Mandate and Post dated cheques including IVBL cheques
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Rs. 300/- per cheque for cheque bouncing. For other reasons - No charge
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Rs. 300/- per cheque if it is due to insufficient of funds. NIL for any other reason.
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Special Services
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1
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Balance confirmation
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Rs. 25/-
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Rs. 25/-
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2
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Signature verification
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Rs. 25 per attestation
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Rs. 25 per attestation
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3
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No due certificate
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Rs.25/- per certificate.
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Rs.25/- per certificate.
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4
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Old record Enquiry
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Rs.100 for each enquiry more than one year
old from the date of request
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Rs.100 for each enquiry more than one year
old from the date of request |
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5
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Charges for changes in the
operational instructions or noting change in the
signature/name |
Free
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Free
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6
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ECS Mandate Verification |
Rs.50/-
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Rs.50/-
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7
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Charges for Direct Debit Returns |
Rs.200/- per debit return
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Rs.200/- per debit return
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