As an innovative solution provider of international and domestic trade flows of our clients, we offer an entire range of trade finance products. The product suite, offered in close co-ordination with the ING global network of structured trade finance units includes documentary credit, guarantees, bills/ invoices discounting, supply chain financing, pre/post-export finance and structured trade/commodity finance.

Letters of Credit: Letter of credit facilities (inland/ foreign) are provided to the customers for meeting working capital requirement needs as well as for capital equipment purchases.

Guarantees: Guarantees are issued on behalf of the domestic and international customers in favour of corporations and government authorities. In addition, as a part of our project financing activity, we issue guarantees to foreign lenders, export credit agencies and domestic lenders on behalf of the clients.

Bill Discounting: Bill discounting involves financing of short-term trade receivables through negotiable instruments/ invoices discounting. This has gained considerable importance in recent past in view of self-liquidating nature.

Supply Chain Financing (SCF): SCF refers to trade credit extended by the Bank to partners involved in comprehensive supply chain process (commodities to cash) commencing from conversion of raw material into parts/ components, consumed by big manufacturers and thereafter sold to ultimate consumers through dealers. Core objective is to provide integrated financial solution to the supply and distribution channels of our corporate clients.

Export Credit: ING Vysya provides extensive export credit for pre-shipment and post-shipment requirements of exporter borrowers in rupees and foreign currencies. We also arrange discounting of bills under export LCs by overseas banks at competitive pricing with/ without recourse to the exporters.

Import Finance: import finance (buyers / suppliers credit) under LCs opened by various Indian banks for import of raw material as well as capital equipment.